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Schenectady, NY Housing

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As of 2010-2014, median price of a house in Schenectady is $116,700, which is much lower than the state average of $283,700 and is lower than the national average of $175,700. The Schenectady median house value has grown by 63.90% since 2000. The growth rate for the price of a house in Schenectady is lower than the state average rate of 90.79% and is higher than the national average rate of 46.91%. The median year that a house in Schenectady was built is 1939, which is older than the median year for a house built in the state which is 1956 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 11,753 Owner Occupied Houses in Schenectady, NY, #768

Schenectady, NY	116,700 USD
New York	283,700 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, #546

Schenectady, NY	63.90%
New York	90.79%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	Schenectady, NY	New York	U.S.
Total Housing Units	31,569, see rank, 100%	8,153,309	132,741,033
Occupied Housing Units	24,557, 77.79%, see rank	88.99%	87.55%
Owner Occupied	11,753, 37.23%, see rank	47.92%	56.34%
Renter Occupied	12,804, 40.56%, see rank	41.07%	31.21%
Vacant Housing Units	7,012, 22.21%, see rank	11.01%	12.45%
For Rent	845, 2.68%, see rank	1.92%	2.34%
For Sale Only	406, 1.29%, see rank	0.87%	1.20%
Rented or Sold, Not Occupied	205, 0.65%, see rank	0.95%	0.92%
For Seasonal, Recreational, or Occasional Use	74, 0.23%, see rank	3.84%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.01%	0.03%
Other Vacant	5,482, 17.37%, see rank	3.42%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #819

Schenectady, NY	New York	U.S.
1939	1956	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	Schenectady, NY	%	New York	U.S.
Owner-Occupied Units	11,753	100%	3,906,991	74,787,460
With a Mortgage	7,882	67.06%, see rank	63.75%	65.58%
Without a Mortgage	3,871	32.94%, see rank	36.25%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

Schenectady, NY	1,357 USD
New York	2,042 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	Schenectady, NY	%	New York	U.S.
$299 or Less	41	0.52%, see rank	0.18%	0.20%
$300 to $499	106	1.34%, see rank	0.98%	1.59%
$500 to $699	165	2.09%, see rank	2.98%	5.01%
$700 to $999	940	11.93%, see rank	9.38%	14.32%
$1,000 to $1,499	3,683	46.73%, see rank	19.20%	27.90%
$1,500 to $1,999	2,189	27.77%, see rank	16.14%	20.35%
$2,000 to $2,999	584	7.41%, see rank	25.21%	19.52%
$3,000 or More	174	2.21%, see rank	25.94%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Schenectady, NY	25.10% of the Total Income
New York	25.30% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Schenectady, NY	%	New York	U.S.
10% or Less	234	2.97%, see rank	5.96%	5.86%
10% to 20%	2,222	28.19%, see rank	28.39%	31.95%
20% to 30%	2,537	32.19%, see rank	26.11%	27.64%
30% to 40%	1,154	14.64%, see rank	14.22%	13.74%
40% or More	1,704	21.62%, see rank	24.87%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

Schenectady, NY	606 USD
New York	710 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	Schenectady, NY	%	New York	U.S.
$199 or Less	76	1.96%, see rank	5.20%	7.76%
$200 to $299	243	6.28%, see rank	5.70%	14.70%
$300 to $499	1,005	25.96%, see rank	18.86%	34.63%
$500 to $699	1,197	30.92%, see rank	19.69%	21.16%
$700 or More	1,350	34.87%, see rank	50.55%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Schenectady, NY	16.70% of the Total Income
New York	14.90% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Schenectady, NY	%	New York	U.S.
10% or Less	864	22.32%, see rank	30.96%	40.19%
10% to 20%	1,542	39.83%, see rank	31.75%	31.47%
20% to 30%	721	18.63%, see rank	14.54%	12.24%
30% to 40%	235	6.07%, see rank	7.45%	5.64%
40% or More	498	12.86%, see rank	14.27%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	Schenectady, NY	New York	U.S.
Total Housing Units	31,569, 100%	8,153,309	132,741,033
1-unit, Detached	11,770, 37.28%, see rank	41.93%	61.65%
1-unit, Attached	693, 2.20%, see rank	4.95%	5.82%
2 Units	10,577, 33.50%, see rank	10.61%	3.75%
3 or 4 Units	3,229, 10.23%, see rank	7.39%	4.43%
5 to 9 Units	1,605, 5.08%, see rank	5.27%	4.78%
10 or More Units	3,628, 11.49%, see rank	27.40%	13.08%
Mobile Home, Boat, RV, Van, etc.	67, 0.21%, see rank	2.45%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	Schenectady, NY	New York	U.S.
Total Housing Units	31,569, 100%	8,153,309	132,741,033
1 Room	608, 1.93%, see rank	3.74%	1.95%
2 Rooms	963, 3.05%, see rank	3.69%	2.48%
3 Rooms	3,663, 11.60%, see rank	15.28%	9.13%
4 Rooms	5,648, 17.89%, see rank	18.50%	16.60%
5 Rooms	6,242, 19.77%, see rank	16.75%	20.41%
6 Rooms	7,904, 25.04%, see rank	15.01%	18.06%
7 Rooms	3,111, 9.85%, see rank	10.26%	12.27%
8 Rooms	1,586, 5.02%, see rank	7.56%	8.48%
9 Rooms or More	1,844, 5.84%, see rank	9.20%	10.60%
Median Rooms	5.30, see rank	5.00	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	Schenectady, NY	New York	U.S.
Total Housing Units	31,569, 100%	8,153,309	132,741,033
No Bedroom	729, 2.31%, see rank	4.29%	2.17%
1 Bedroom	5,254, 16.64%, see rank	19.68%	11.16%
2 Bedrooms	8,799, 27.87%, see rank	26.84%	26.69%
3 Bedrooms	12,587, 39.87%, see rank	31.52%	39.70%
4 Bedrooms	3,184, 10.09%, see rank	13.27%	16.05%
5 or More Bedrooms	1,016, 3.22%, see rank	4.40%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	Schenectady, NY	New York	U.S.
Total Housing Units	24,557, 100%	7,255,528	116,211,092
Utility Gas	18,942, 77.13%, see rank	56.12%	48.85%
Bottled, Tank, or LP Gas	348, 1.42%, see rank	3.36%	4.86%
Electricity	4,037, 16.44%, see rank	10.26%	36.68%
Fuel Oil, Kerosene, etc.	1,020, 4.15%, see rank	26.24%	5.86%
Coal or Coke	12, 0.05%, see rank	0.26%	0.12%
Wood	20, 0.08%, see rank	2.04%	2.12%
Solar Energy	9, 0.04%, see rank	0.03%	0.05%
Other Fuel	127, 0.52%, see rank	0.97%	0.47%
No Fuel Used	42, 0.17%, see rank	0.72%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	Schenectady, NY	New York	U.S.
Occupied Units Paying Rent	12,366, 100%	3,233,100	39,201,928
$199 or Less	331, 2.68%, see rank	1.14%	1.50%
$200 to $299	646, 5.22%, see rank	4.22%	3.18%
$300 to $499	838, 6.78%, see rank	6.44%	7.37%
$500 to $699	2,025, 16.38%, see rank	10.26%	16.01%
$700 to $999	5,945, 48.08%, see rank	19.86%	29.17%
$1,000 to $1,499	1,938, 15.67%, see rank	30.47%	26.88%
$1,500 to $1,999	499, 4.04%, see rank	15.24%	9.79%
$2,000 or More	144, 1.16%, see rank	12.38%	6.10%
Median	$817, see rank	$1,117	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	Schenectady, NY	New York	U.S.
Occupied Housing Units	24,557, 100%	7,255,528	116,211,092
No Vehicles Available	5,023, 20.45%, see rank	29.34%	9.12%
1 Vehicles Available	11,000, 44.79%, see rank	32.69%	33.80%
2 Vehicles Available	6,400, 26.06%, see rank	26.49%	37.48%
3 or More Vehicles Available	2,134, 8.69%, see rank	11.49%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.