| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income ▼ | School District / Population |
| 1. | 54.2% | Beaver Island Community School / 526 |
| 2. | 47.0% | Burt Township School District / 372 |
| 3. | 43.2% | Muskegon Heights School District / 11,157 |
| 4. | 42.6% | Hamtramck Public Schools / 22,594 |
| 5. | 41.8% | Excelsior Township School District 1 / 357 |
| 6. | 39.2% | New Buffalo Area School District / 4,197 |
| 7. | 37.5% | Detroit City School District / 759,353 |
| 8. | 37.3% | Whitefish Township Schools / 563 |
| 9. | 37.0% | Bois Blanc Pines School District / 72 |
| 10. | 36.1% | Westwood Heights Schools / 6,482 |
| 11. | 34.9% | Covert Public Schools / 3,150 |
| 12. | 33.7% | DeTour Area Schools / 1,910 |
| 13. | 33.6% | Houghton Lake Community School District / 15,396 |
| 14. | 33.3% | Sigel Township School District 4F / 96 |
| 14. | 33.3% | Wells Township School District / 227 |
| 14. | 33.3% | Sigel Township School District 3F / 80 |
| 14. | 33.3% | Elm River Township School District / 143 |
| 14. | 33.3% | Grant Township School District 2 / 122 |
| 19. | 32.8% | Vassar Public Schools / 9,154 |
| 20. | 32.8% | Highland Park City Schools / 12,714 |
| 21. | 32.4% | Inkster City School District / 10,262 |
| 22. | 32.4% | Mancelona Public Schools / 6,816 |
| 23. | 32.3% | Beecher Community School District / 11,415 |
| 24. | 32.1% | Free Soil Community Schools / 964 |
| 25. | 32.1% | Glen Lake Community Schools / 5,219 |
| 26. | 31.7% | Arvon Township School District / 304 |
| 27. | 31.6% | Hale Area Schools / 5,600 |
| 28. | 31.5% | Brown City Community School District / 5,522 |
| 29. | 31.4% | River Rouge School District / 8,903 |
| 30. | 31.3% | Stanton Township Public Schools / 1,235 |
| 31. | 30.8% | Sigel Township School District 6 / 88 |
| 31. | 30.8% | Watersmeet Township School District / 1,339 |
| 33. | 30.7% | Oak Park City School District / 22,143 |
| 34. | 30.7% | North Huron School District / 3,655 |
| 35. | 30.6% | Baldwin Community Schools / 7,386 |
| 36. | 30.6% | Central Lake Public Schools / 3,537 |
| 37. | 30.6% | Dearborn City School District / 105,748 |
| 38. | 30.5% | Marlette Community Schools / 7,057 |
| 39. | 30.4% | Crestwood School District / 28,589 |
| 40. | 30.1% | Cass City Public Schools / 8,312 |
| 41. | 30.1% | Hesperia Community Schools / 5,620 |
| 42. | 30.1% | Lakeview Community Schools / 10,685 |
| 43. | 29.9% | Whiteford Agricultural School District / 4,497 |
| 44. | 29.7% | Hillman Community Schools / 3,722 |
| 45. | 29.3% | Kingston Community School District / 3,555 |
| 46. | 29.2% | Buckley Community School District / 2,499 |
| 47. | 29.1% | Palo Community School District / 1,042 |
| 48. | 28.9% | Mason County Eastern Schools / 3,586 |
| 49. | 28.9% | Atlanta Community Schools / 3,645 |
| 50. | 28.8% | Ecorse Public School District / 9,305 |
| 51. | 28.8% | Whittemore-Prescott Area Schools / 7,521 |
| 52. | 28.8% | Kaleva Norman Dickson School District / 5,142 |
| 53. | 28.7% | Montrose Community Schools / 7,933 |
| 54. | 28.6% | Flint City School District / 107,807 |
| 55. | 28.5% | Gerrish-Higgins School District / 13,035 |
| 55. | 28.5% | Ionia Township School District 2 / 775 |
| 57. | 28.2% | Boyne City Public Schools / 8,530 |
| 58. | 28.1% | Ellsworth Community Schools / 1,671 |
| 59. | 28.0% | Webberville Community Schools / 3,700 |
| 59. | 28.0% | Romulus Community Schools / 22,971 |
| 61. | 28.0% | Lake Fenton Community Schools / 11,368 |
| 62. | 27.8% | Pontiac City School District / 78,797 |
| 63. | 27.6% | Fennville Public Schools / 8,502 |
| 64. | 27.4% | Morrice Area Schools / 4,650 |
| 65. | 27.4% | Oscoda Area Schools / 13,012 |
| 66. | 27.3% | Harrison Community Schools / 13,212 |
| 67. | 27.3% | Benzie County Central School / 14,093 |
| 68. | 27.3% | Mesick Consolidated Schools / 5,237 |
| 69. | 27.0% | Elk Rapids Schools / 8,641 |
| 70. | 26.9% | Farwell Area Schools / 11,301 |
| 70. | 26.9% | Harper Woods City Schools / 9,067 |
| 72. | 26.9% | Greenville Public Schools / 22,984 |
| 73. | 26.9% | Kalkaska Public Schools / 12,743 |
| 74. | 26.8% | Decatur Public Schools / 5,961 |
| 75. | 26.8% | Chassell Township School District / 1,748 |
| 76. | 26.7% | Crawford AuSable Schools / 12,064 |
| 77. | 26.7% | Stockbridge Community Schools / 10,114 |
| 78. | 26.6% | White Cloud Public Schools / 7,731 |
| 79. | 26.6% | Fairview Area School District / 2,394 |
| 80. | 26.6% | Saginaw City School District / 58,472 |
| 81. | 26.6% | Autrain-Onota Public Schools / 714 |
| 81. | 26.6% | Standish-Sterling Community School District / 11,003 |
| 83. | 26.6% | West Branch-Rose City Area Schools / 16,569 |
| 84. | 26.6% | Leland Public School District / 3,686 |
| 85. | 26.5% | Walkerville Rural Community School District / 2,115 |
| 86. | 26.4% | Akron-Fairgrove Schools / 3,200 |
| 87. | 26.4% | Hazel Park City School District / 21,303 |
| 88. | 26.4% | Mount Clemens Community School District / 21,844 |
| 89. | 26.3% | Saugatuck Public Schools / 4,225 |
| 90. | 26.3% | Arenac Eastern School District / 2,114 |
| 91. | 26.3% | Summerfield School District / 4,679 |
| 92. | 26.2% | Hartford Public School District / 6,492 |
| 93. | 26.2% | Delton-Kellogg School District / 11,587 |
| 94. | 26.1% | Memphis Community Schools / 6,115 |
| 95. | 26.0% | Carney-Nadeau Public Schools / 1,368 |
| 96. | 26.0% | Alba Public Schools / 1,109 |
| 97. | 26.0% | Lake City Area School District / 7,938 |
| 98. | 25.9% | Martin Public Schools / 5,036 |
| 99. | 25.9% | Bear Lake School District / 2,284 |
| 100. | 25.9% | Manton Consolidated Schools / 5,297 |
| 101. | 25.8% | Muskegon City School District / 37,308 |
| 102. | 25.8% | Bellaire Public Schools / 4,152 |
| 103. | 25.8% | Hart Public School District / 8,462 |
| 103. | 25.8% | Northport Public School District / 1,832 |
| 105. | 25.8% | West Bloomfield School District / 34,306 |
| 106. | 25.7% | Bangor Township School District 8 / 200 |
| 107. | 25.7% | Deckerville Community School District / 4,463 |
| 108. | 25.6% | Manistique Area Schools / 7,772 |
| 109. | 25.6% | Southfield Public School District / 70,681 |
| 110. | 25.6% | Grass Lake Community Schools / 6,507 |
| 110. | 25.6% | Posen Consolidated School District / 2,062 |
| 112. | 25.6% | Buena Vista School District / 7,731 |
| 113. | 25.5% | East Detroit Public Schools / 37,939 |
| 114. | 25.5% | Port Hope Community Schools / 1,126 |
| 115. | 25.5% | Chippewa Hills School District / 19,401 |
| 116. | 25.5% | Lakeville Community Schools / 12,249 |
| 117. | 25.4% | Evart Public Schools / 6,927 |
| 118. | 25.4% | Berlin Township School District 3 / 288 |
| 119. | 25.3% | Au Gres-Sims School District / 3,429 |
| 120. | 25.2% | Alcona Community Schools / 7,248 |
| 121. | 25.1% | Pellston Public Schools / 5,187 |
| 122. | 25.1% | Mason County Central Schools / 7,923 |
| 123. | 25.1% | Dryden Community Schools / 4,290 |
| 124. | 25.0% | Pine River Area Schools / 7,509 |
| 124. | 25.0% | Gladwin Community Schools / 14,084 |
| 126. | 25.0% | Mount Morris Consolidated School District / 14,137 |
| 127. | 25.0% | Clarenceville School District / 12,048 |
| 128. | 24.9% | Tekonsha Community Schools / 2,200 |
| 129. | 24.9% | Van Dyke Public Schools / 21,522 |
| 130. | 24.9% | East Jordan Public Schools / 6,671 |
| 131. | 24.9% | Kingsley Area Schools / 7,198 |
| 132. | 24.7% | Ontonagon Area Schools / 3,597 |
| 133. | 24.7% | Bloomfield Hills School District / 36,813 |
| 134. | 24.7% | Big Jackson School District / 399 |
| 135. | 24.7% | Littlefield Schools / 3,639 |
| 136. | 24.6% | Inland Lakes Schools / 6,233 |
| 137. | 24.6% | Durand Area Schools / 11,613 |
| 138. | 24.6% | Willow Run Community Schools / 18,516 |
| 139. | 24.5% | Leslie Public Schools / 7,329 |
| 140. | 24.5% | Cadillac Area Public Schools / 21,559 |
| 141. | 24.5% | Morley Stanwood Community Schools / 9,206 |
| 142. | 24.4% | Cheboygan Area Schools / 14,914 |
| 143. | 24.4% | Almont Community Schools / 9,063 |
| 144. | 24.4% | Sandusky Community School District / 7,466 |
| 145. | 24.3% | Tahquamenon Area Schools / 7,970 |
| 145. | 24.3% | Mid Peninsula School District / 1,892 |
| 147. | 24.3% | Forest Area Community Schools / 5,954 |
| 148. | 24.3% | Petoskey Public Schools / 18,419 |
| 149. | 24.2% | Ashley Community Schools / 1,977 |
| 150. | 24.2% | Marshall Public Schools / 13,740 |
| 151. | 24.1% | Godfrey-Lee Public Schools / 7,004 |
| 152. | 23.9% | Newaygo Public School District / 10,541 |
| 153. | 23.9% | Camden-Frontier School District / 3,945 |
| 154. | 23.9% | Richmond Community Schools / 12,009 |
| 155. | 23.8% | Benton Harbor Area Schools / 31,303 |
| 156. | 23.8% | Onaway Area Community School District / 5,410 |
| 157. | 23.8% | East China School District / 30,139 |
| 158. | 23.7% | Republic-Michigamme Schools / 1,386 |
| 159. | 23.7% | Suttons Bay Public Schools / 5,955 |
| 160. | 23.7% | Westwood Community Schools / 17,088 |
| 161. | 23.7% | Harbor Springs School District / 6,673 |
| 162. | 23.6% | Romeo Community Schools / 32,863 |
| 163. | 23.6% | Mason Consolidated Schools / 7,906 |
| 164. | 23.6% | Tri County Area Schools / 13,642 |
| 165. | 23.5% | Bloomingdale Public School District / 8,111 |
| 166. | 23.5% | Clintondale Community Schools / 16,438 |
| 167. | 23.5% | Gobles Public School District / 5,318 |
| 168. | 23.5% | Bad Axe Public Schools / 6,912 |
| 169. | 23.4% | Van Buren Public Schools / 46,611 |
| 170. | 23.4% | Corunna Public School District / 10,591 |
| 171. | 23.3% | Pittsford Area Schools / 3,714 |
| 172. | 23.3% | Lincoln Park Public Schools / 38,531 |
| 173. | 23.3% | North Muskegon Public Schools / 3,862 |
| 174. | 23.2% | Cassopolis Public Schools / 8,610 |
| 175. | 23.2% | Center Line Public Schools / 19,895 |
| 176. | 23.2% | Fowlerville Community Schools / 16,282 |
| 176. | 23.2% | Bridgman Public Schools / 5,400 |
| 178. | 23.1% | Warren Consolidated Schools / 114,353 |
| 178. | 23.1% | Bendle Public Schools / 5,219 |
| 180. | 23.1% | Bronson Community School District / 7,662 |
| 181. | 23.0% | Marion Public Schools / 4,144 |
| 182. | 23.0% | Shelby Public Schools / 8,251 |
| 183. | 23.0% | Morenci Area Schools / 4,337 |
| 184. | 23.0% | Godwin Heights Public Schools / 12,232 |
| 185. | 22.9% | Montabella Community Schools / 7,147 |
| 186. | 22.9% | Waterford School District / 77,545 |
| 186. | 22.9% | Napoleon Community Schools / 8,526 |
| 188. | 22.9% | Caro Community Schools / 11,833 |
| 189. | 22.8% | Big Bay de Noc School District / 2,113 |
| 190. | 22.8% | Merrill Community Schools / 5,349 |
| 191. | 22.8% | Allegan Public Schools / 17,474 |
| 192. | 22.8% | Olivet Community Schools / 6,885 |
| 192. | 22.8% | Imlay City Community Schools / 11,872 |
| 194. | 22.8% | Roseville Community Schools / 44,045 |
| 194. | 22.8% | Name N/A / 13,650 |
| 196. | 22.7% | Yale Public Schools / 11,223 |
| 197. | 22.7% | Algonac Community School District / 15,927 |
| 198. | 22.7% | Bangor Public Schools / 7,407 |
| 199. | 22.7% | Hamilton Community Schools / 14,186 |
| 199. | 22.7% | White Pigeon Community Schools / 6,772 |
| 201. | 22.6% | Johannesburg-Lewiston Area School District / 5,705 |
| 202. | 22.6% | Dearborn Heights School District 7 / 13,712 |
| 203. | 22.6% | Waldron Area Schools / 2,176 |
| 203. | 22.6% | South Lake Schools / 20,634 |
| 205. | 22.6% | Ganges School District 4 / 350 |
| 205. | 22.6% | Carsonville-Port Sanilac School District / 3,612 |
| 207. | 22.6% | Ferndale Public Schools / 25,243 |
| 208. | 22.5% | Colon Community School District / 5,514 |
| 209. | 22.5% | Essexville-Hampton Public Schools / 9,414 |
| 209. | 22.5% | Mar Lee School District / 1,568 |
| 211. | 22.5% | Armada Area Schools / 9,193 |
| 212. | 22.5% | Fremont Public School District / 13,914 |
| 213. | 22.5% | Frankfort-Elberta Area Schools / 3,914 |
| 214. | 22.4% | Vestaburg Community Schools / 4,105 |
| 215. | 22.4% | Bellevue Community Schools / 5,514 |
| 216. | 22.3% | Port Huron Area School District / 68,913 |
| 217. | 22.2% | Manchester Community Schools / 7,159 |
| 218. | 22.2% | Springport Public Schools / 5,852 |
| 218. | 22.2% | Alma Public Schools / 15,610 |
| 220. | 22.1% | Munising Public Schools / 6,281 |
| 220. | 22.1% | Byron Area Schools / 6,757 |
| 222. | 22.1% | Onekama Consolidated Schools / 3,410 |
| 223. | 22.0% | Flat Rock Community Schools / 10,562 |
| 223. | 22.0% | Clinton Community Schools / 6,135 |
| 225. | 21.9% | Grosse Ile Township Schools / 10,504 |
| 226. | 21.9% | Wolverine Community Schools / 2,877 |
| 227. | 21.9% | Taylor School District / 66,428 |
| 228. | 21.8% | Belding Area School District / 12,946 |
| 229. | 21.8% | Constantine Public School District / 7,874 |
| 230. | 21.8% | Ovid-Elsie Area Schools / 9,548 |
| 231. | 21.7% | Grand Rapids Public Schools / 185,166 |
| 232. | 21.7% | Beaverton Rural Schools / 10,277 |
| 233. | 21.7% | Elkton-Pigeon-Bay Port Schools / 7,028 |
| 234. | 21.7% | Grosse Pointe Public Schools / 51,285 |
| 235. | 21.6% | Ravenna Public Schools / 6,009 |
| 236. | 21.6% | Carson City-Crystal Area School District / 9,696 |
| 237. | 21.5% | South Redford School District / 23,735 |
| 238. | 21.5% | Airport Community School District / 19,346 |
| 239. | 21.5% | Pentwater Public School District / 1,825 |
| 240. | 21.4% | Milan Area Schools / 15,625 |
| 240. | 21.4% | Capac Community School District / 8,487 |
| 242. | 21.4% | Homer Community Schools / 4,358 |
| 243. | 21.4% | Caseville Public Schools / 2,273 |
| 244. | 21.3% | Oakridge Public Schools / 9,927 |
| 245. | 21.3% | Bridgeport-Spaulding Community School District / 12,737 |
| 246. | 21.3% | Croswell-Lexington Community School District / 14,845 |
| 246. | 21.3% | Reed City Area Public Schools / 12,499 |
| 248. | 21.3% | Mackinaw City Public Schools / 1,339 |
| 249. | 21.2% | Les Cheneaux Community Schools / 2,127 |
| 250. | 21.2% | Lowell Area Schools / 20,056 |
| 251. | 21.1% | Lapeer Community Schools / 42,915 |
| 252. | 21.1% | Engadine Consolidated Schools / 2,084 |
| 253. | 21.1% | Ionia Public Schools / 22,545 |
| 254. | 21.1% | North Adams-Jerome Schools / 3,572 |
| 254. | 21.1% | Lansing Public School District / 122,945 |
| 256. | 21.0% | Shepherd Public School District / 8,606 |
| 257. | 21.0% | Southgate Community School District / 31,725 |
| 258. | 21.0% | North Central Area Schools / 2,828 |
| 258. | 21.0% | Lamphere Public Schools / 17,113 |
| 258. | 21.0% | Pinconning Area Schools / 11,788 |
| 258. | 21.0% | Coleman Community School District / 5,739 |
| 262. | 20.9% | Birmingham City School District / 56,955 |
| 263. | 20.9% | Pickford Public Schools / 2,147 |
| 264. | 20.8% | Caledonia Community Schools / 20,187 |
| 265. | 20.8% | Kent City Community Schools / 7,697 |
| 266. | 20.7% | Central Montcalm Public Schools / 10,991 |
| 267. | 20.7% | Superior Central Schools / 2,253 |
| 268. | 20.7% | Walled Lake Consolidated Schools / 96,844 |
| 269. | 20.7% | Clarkston Community School District / 42,496 |
| 269. | 20.7% | Peck Community School District / 2,597 |
| 271. | 20.6% | Tawas Area Schools / 11,537 |
| 272. | 20.6% | Fulton Schools / 4,552 |
| 273. | 20.6% | Anchor Bay School District / 36,820 |
| 274. | 20.5% | Quincy Community School District / 7,876 |
| 274. | 20.5% | Fitzgerald Public Schools / 18,043 |
| 276. | 20.5% | Owendale-Gagetown Area Schools / 1,695 |
| 277. | 20.4% | Warren Woods Public Schools / 21,488 |
| 278. | 20.4% | Lakeview Public Schools / 20,229 |
| 279. | 20.4% | St. Louis Public Schools / 10,587 |
| 280. | 20.4% | Traverse City Area Public Schools / 78,925 |
| 281. | 20.4% | Jackson Public Schools / 59,901 |
| 282. | 20.3% | New Haven Community Schools / 12,085 |
| 283. | 20.3% | Charlevoix Public Schools / 8,850 |
| 284. | 20.3% | Wayne-Westland Community School District / 89,407 |
| 285. | 20.2% | Eau Claire Public Schools / 3,844 |
| 286. | 20.2% | Atherton Community Schools / 7,857 |
| 287. | 20.2% | River Valley School District / 7,793 |
| 287. | 20.2% | Big Rapids Public Schools / 18,674 |
| 289. | 20.2% | Haslett Public Schools / 15,535 |
| 290. | 20.2% | Bentley Community Schools / 7,247 |
| 290. | 20.2% | Ludington Area School District / 15,905 |
| 292. | 20.1% | Forest Park School District / 4,565 |
| 292. | 20.1% | Chesaning Union Schools / 11,618 |
| 294. | 20.0% | Huron School District / 13,724 |
| 294. | 20.0% | Holly Area School District / 26,620 |
| 296. | 20.0% | Ubly Community Schools / 4,187 |
| 297. | 20.0% | Wyandotte City School District / 26,368 |
| 298. | 20.0% | Deerfield Public Schools / 1,762 |
| 299. | 19.9% | Reading Community Schools / 4,976 |
| 300. | 19.9% | Avondale School District / 25,372 |
| 301. | 19.9% | Huron Valley Schools / 57,232 |
| 302. | 19.8% | Onsted Community Schools / 9,631 |
| 303. | 19.8% | Battle Creek Public Schools / 43,050 |
| 303. | 19.8% | L'Anse Creuse Public Schools / 66,428 |
| 305. | 19.7% | Britton-Macon Area School District / 2,327 |
| 305. | 19.7% | West Ottawa Public School District / 47,391 |
| 305. | 19.7% | Fenton Area Public Schools / 21,040 |
| 308. | 19.7% | Riverview Community School District / 13,123 |
| 309. | 19.7% | Centreville Public Schools / 4,990 |
| 310. | 19.6% | Carman-Ainsworth Community School District / 32,843 |
| 310. | 19.6% | Coloma Community Schools / 9,841 |
| 312. | 19.6% | St. Ignace Area Schools / 4,398 |
| 313. | 19.5% | Ida Public School District / 8,019 |
| 313. | 19.5% | Hudson Area Schools / 5,710 |
| 315. | 19.5% | Alpena Public Schools / 31,495 |
| 316. | 19.5% | Albion Public Schools / 12,052 |
| 317. | 19.5% | Mayville Community School District / 7,004 |
| 317. | 19.5% | Fraser Public Schools / 28,685 |
| 319. | 19.4% | Davison Community Schools / 31,694 |
| 320. | 19.4% | Dowagiac Union Schools / 15,167 |
| 321. | 19.4% | Farmington Public School District / 84,454 |
| 322. | 19.3% | Millington Community Schools / 9,105 |
| 322. | 19.3% | Pinckney Community Schools / 26,045 |
| 324. | 19.3% | Boyne Falls Public School District / 1,751 |
| 325. | 19.2% | West Iron County Public Schools / 7,492 |
| 325. | 19.2% | Mona Shores Public School District / 23,717 |
| 327. | 19.2% | Linden Community Schools / 18,049 |
| 327. | 19.2% | Adrian City School District / 29,781 |
| 329. | 19.2% | Hillsdale Community Schools / 14,968 |
| 330. | 19.1% | South Lyon Community Schools / 39,119 |
| 331. | 19.1% | Goodrich Area Schools / 9,821 |
| 332. | 19.1% | Union City Community Schools / 6,066 |
| 333. | 19.0% | Hastings Area School District / 19,528 |
| 334. | 19.0% | Howell Public Schools / 52,729 |
| 335. | 19.0% | Holton Public Schools / 6,769 |
| 335. | 19.0% | Rogers City Area Schools / 5,717 |
| 337. | 19.0% | Vandercook Lake Public Schools / 4,941 |
| 338. | 18.9% | Wyoming Public Schools / 35,619 |
| 338. | 18.9% | Utica Community Schools / 177,350 |
| 340. | 18.9% | Addison Community Schools / 8,309 |
| 340. | 18.9% | Lakewood Public Schools / 12,913 |
| 342. | 18.9% | Chippewa Valley Schools / 97,440 |
| 342. | 18.9% | Lake Shore Public Schools / 22,652 |
| 344. | 18.9% | Lake Orion Community Schools / 40,684 |
| 345. | 18.9% | Bark River-Harris School District / 3,134 |
| 346. | 18.8% | Mattawan Consolidated School / 16,612 |
| 347. | 18.8% | Burr Oak Community School District / 1,601 |
| 348. | 18.8% | Manistee Area Schools / 13,239 |
| 349. | 18.7% | Ann Arbor Public Schools / 164,545 |
| 350. | 18.7% | Orchard View Schools / 17,149 |
| 351. | 18.7% | McBain Rural Agricultural Schools / 6,017 |
| 351. | 18.7% | Frankenmuth School District / 9,715 |
| 351. | 18.7% | Pennfield School District / 9,757 |
| 354. | 18.6% | Dexter Community School District / 19,234 |
| 354. | 18.6% | South Haven Public Schools / 13,783 |
| 356. | 18.6% | Harbor Beach Community Schools / 4,715 |
| 357. | 18.6% | Thornapple Kellogg School District / 15,264 |
| 358. | 18.6% | Marysville Public Schools / 14,424 |
| 359. | 18.5% | Garden City School District / 28,819 |
| 360. | 18.5% | Wakefield-Marenisco School District / 3,821 |
| 361. | 18.5% | North Branch Area Schools / 12,191 |
| 362. | 18.5% | Madison Public Schools / 12,562 |
| 363. | 18.5% | Grant Public School District / 9,870 |
| 364. | 18.4% | Athens Area Schools / 4,980 |
| 365. | 18.4% | Spring Lake Public Schools / 12,728 |
| 366. | 18.3% | Brandon School District / 17,068 |
| 367. | 18.3% | Breitung Township Schools / 11,198 |
| 368. | 18.3% | Bay City School District / 71,921 |
| 369. | 18.3% | Columbia School District / 11,718 |
| 370. | 18.3% | New Lothrop Area Public School / 3,961 |
| 371. | 18.2% | Ewen-Trout Creek Consolidated Schools / 2,751 |
| 371. | 18.2% | Swartz Creek Community Schools / 24,425 |
| 373. | 18.2% | Mackinac Island Public Schools / 398 |
| 373. | 18.2% | Whitehall School District / 11,785 |
| 375. | 18.1% | Gibraltar School District / 21,165 |
| 376. | 18.1% | Paw Paw Public School District / 13,226 |
| 376. | 18.1% | Hartland Consolidated Schools / 26,475 |
| 378. | 18.1% | Lawton Community School District / 5,786 |
| 379. | 18.0% | Lakeview School District / 22,254 |
| 380. | 18.0% | Tecumseh Public Schools / 17,984 |
| 381. | 18.0% | Maple Valley Schools / 8,446 |
| 381. | 18.0% | Holt Public Schools / 27,886 |
| 383. | 18.0% | Montague Area Public Schools / 8,240 |
| 383. | 18.0% | Oxford Area Community Schools / 23,725 |
| 385. | 18.0% | Edwardsburg Public Schools / 11,930 |
| 386. | 18.0% | Gaylord Community Schools / 20,788 |
| 387. | 17.9% | Woodhaven-Brownstown School District / 31,195 |
| 388. | 17.9% | Lawrence Public School District / 3,900 |
| 389. | 17.9% | Ypsilanti School District / 38,948 |
| 390. | 17.8% | Madison School District / 6,708 |
| 391. | 17.8% | Escanaba Area Public Schools / 20,221 |
| 392. | 17.8% | Kalamazoo Public School District / 107,126 |
| 393. | 17.7% | Melvindale-North Allen Park School District / 16,593 |
| 394. | 17.7% | Hanover-Horton Schools / 6,911 |
| 395. | 17.7% | Northview Public School District / 15,860 |
| 396. | 17.7% | Marcellus Community Schools / 5,095 |
| 397. | 17.7% | Rochester Community School District / 88,581 |
| 398. | 17.7% | Royal Oak City School District / 58,390 |
| 398. | 17.7% | Western School District / 12,864 |
| 400. | 17.7% | Rapid River Public Schools / 2,803 |
| 401. | 17.6% | Stephenson Area Public Schools / 5,944 |
| 402. | 17.6% | Northwest School District / 22,686 |
| 403. | 17.6% | Hancock Public Schools / 6,873 |
| 403. | 17.6% | Watervliet School District / 6,762 |
| 405. | 17.6% | Dundee Community Schools / 8,795 |
| 406. | 17.5% | Portland Public School District / 12,478 |
| 407. | 17.5% | Bath Community Schools / 8,035 |
| 408. | 17.5% | Adams Township School District / 2,847 |
| 409. | 17.4% | Holland City School District / 37,268 |
| 410. | 17.4% | North Dickinson County Schools / 2,435 |
| 411. | 17.4% | Clio Area School District / 20,876 |
| 412. | 17.4% | Church School District / 122 |
| 413. | 17.4% | Nottawa Community School / 2,022 |
| 414. | 17.3% | Northville Public Schools / 37,202 |
| 415. | 17.3% | Dansville Schools / 4,872 |
| 416. | 17.2% | Bedford Public Schools / 31,296 |
| 417. | 17.2% | Redford Union School District / 24,520 |
| 418. | 17.1% | St. Charles Community Schools / 6,526 |
| 418. | 17.1% | Jonesville Community Schools / 6,029 |
| 420. | 17.1% | Swan Valley School District / 9,088 |
| 421. | 17.0% | Hopkins Public Schools / 8,438 |
| 422. | 17.0% | Mio-AuSable Schools / 5,845 |
| 423. | 17.0% | Livonia Public Schools / 114,992 |
| 424. | 16.9% | East Jackson Community Schools / 8,876 |
| 425. | 16.9% | Monroe Public Schools / 49,718 |
| 426. | 16.9% | Whitmore Lake Public Schools / 8,939 |
| 427. | 16.8% | St. Johns Public Schools / 20,068 |
| 428. | 16.8% | Okemos Public Schools / 23,105 |
| 429. | 16.7% | Kearsley Community Schools / 16,894 |
| 430. | 16.7% | Grand Haven Area Public Schools / 38,784 |
| 431. | 16.7% | Lincoln Consolidated School District / 30,404 |
| 432. | 16.7% | Kenowa Hills Public Schools / 22,778 |
| 433. | 16.6% | Breckenridge Community Schools / 5,499 |
| 434. | 16.6% | Hemlock Public School District / 9,717 |
| 435. | 16.5% | Vicksburg Community Schools / 14,955 |
| 436. | 16.5% | Ironwood Area Schools / 8,005 |
| 436. | 16.5% | Charlotte Public Schools / 18,991 |
| 438. | 16.5% | Meridian Public Schools / 10,611 |
| 439. | 16.5% | Chelsea School District / 15,621 |
| 440. | 16.4% | Unionville-Sebewaing Area School District / 5,698 |
| 441. | 16.4% | Trenton Public Schools / 18,568 |
| 442. | 16.3% | White Pine School District / 713 |
| 443. | 16.2% | Moran Township School District / 928 |
| 444. | 16.2% | Allen Park Public Schools / 21,143 |
| 444. | 16.2% | Birch Run Area School District / 9,536 |
| 446. | 16.2% | Michigan Center School District / 7,310 |
| 447. | 16.1% | Perry Public School District / 9,754 |
| 448. | 16.1% | Grand Blanc Community Schools / 49,179 |
| 449. | 16.1% | Sturgis Public Schools / 16,889 |
| 450. | 16.0% | Potterville Public Schools / 5,379 |
| 451. | 16.0% | Fruitport Community Schools / 17,988 |
| 452. | 15.9% | Kelloggsville Public Schools / 11,779 |
| 453. | 15.9% | Owosso Public Schools / 25,062 |
| 454. | 15.9% | Brighton Area Schools / 36,597 |
| 455. | 15.9% | Niles Community School District / 24,171 |
| 456. | 15.9% | Reeths-Puffer Schools / 21,292 |
| 457. | 15.8% | Harper Creek Community Schools / 15,280 |
| 458. | 15.8% | Schoolcraft Community Schools / 5,591 |
| 459. | 15.7% | Mount Pleasant City School District / 45,317 |
| 460. | 15.7% | Bullock Creek School District / 9,989 |
| 461. | 15.7% | Laingsburg Community School District / 5,533 |
| 462. | 15.6% | Eaton Rapids Public Schools / 17,050 |
| 463. | 15.6% | Clare Public Schools / 8,515 |
| 464. | 15.5% | Reese Public Schools / 6,010 |
| 464. | 15.5% | Blissfield Community Schools / 8,035 |
| 466. | 15.5% | Mendon Community School District / 3,582 |
| 467. | 15.4% | Saline Area Schools / 24,821 |
| 467. | 15.4% | Flushing Community Schools / 27,369 |
| 469. | 15.4% | L'Anse Area Schools / 4,994 |
| 470. | 15.4% | Negaunee Public Schools / 8,489 |
| 471. | 15.4% | Menominee Area Public Schools / 12,378 |
| 472. | 15.3% | Grand Ledge Public Schools / 33,383 |
| 473. | 15.2% | Coopersville Public School District / 12,518 |
| 474. | 15.1% | Vanderbilt Area Schools / 2,072 |
| 474. | 15.1% | Sparta Area Schools / 14,770 |
| 476. | 15.1% | Gladstone Area Schools / 9,563 |
| 477. | 15.1% | Berrien Springs Public Schools / 13,159 |
| 478. | 15.0% | Troy School District / 65,028 |
| 479. | 15.0% | Plymouth-Canton Community Schools / 119,672 |
| 480. | 15.0% | Kentwood Public Schools / 60,745 |
| 481. | 15.0% | Jefferson Schools / 12,462 |
| 482. | 14.9% | Genesee School District / 3,591 |
| 483. | 14.9% | Norway-Vulcan Area Schools / 5,460 |
| 484. | 14.8% | Galesburg-Augusta Community School District / 6,566 |
| 485. | 14.8% | Rockford Public Schools / 38,600 |
| 486. | 14.8% | Williamston Community Schools / 10,189 |
| 487. | 14.8% | Otsego Public Schools / 14,412 |
| 488. | 14.7% | Wayland Union Schools / 17,971 |
| 489. | 14.7% | Calumet Public Schools / 8,684 |
| 490. | 14.6% | Plainwell Community Schools / 14,882 |
| 491. | 14.6% | Coldwater Community Schools / 24,373 |
| 492. | 14.6% | Clawson City School District / 12,228 |
| 493. | 14.6% | Iron Mountain Public Schools / 7,726 |
| 494. | 14.5% | Portage Public Schools / 51,171 |
| 495. | 14.5% | Ithaca Public Schools / 7,651 |
| 495. | 14.5% | Saginaw Township Community Schools / 40,738 |
| 497. | 14.5% | Houghton-Portage Township Schools / 10,266 |
| 498. | 14.5% | Galien Township School District / 2,540 |
| 499. | 14.4% | Cedar Springs Public Schools / 18,195 |
| 500. | 14.4% | Brimley Area Schools / 3,455 |
| 501. | 14.3% | Mason Public Schools / 18,508 |
| 502. | 14.3% | Verona Township School District 1F / 146 |
| 503. | 14.2% | Bangor Township Schools / 14,804 |
| 504. | 14.1% | Zeeland Public Schools / 30,363 |
| 504. | 14.1% | Byron Center Public Schools / 21,259 |
| 506. | 14.0% | Forest Hills Public Schools / 45,329 |
| 507. | 13.8% | Brandywine Public School District / 9,699 |
| 508. | 13.8% | Beal City Public Schools / 2,909 |
| 509. | 13.7% | Lake Linden-Hubbell School District / 3,899 |
| 510. | 13.6% | Carrollton School District / 6,193 |
| 511. | 13.6% | Berkley School District / 27,497 |
| 512. | 13.5% | Grandville Public Schools / 37,670 |
| 513. | 13.5% | Pewamo-Westphalia Community School District / 4,531 |
| 514. | 13.4% | Comstock Park Public Schools / 14,972 |
| 515. | 13.2% | East Lansing School District / 55,063 |
| 515. | 13.2% | Fowler Public Schools / 2,625 |
| 517. | 13.2% | Sault Ste. Marie Area Schools / 20,913 |
| 518. | 13.2% | Baraga Area Schools / 4,149 |
| 519. | 13.0% | Bloomfield Township School District 7F / 225 |
| 520. | 13.0% | Climax-Scotts Community School District / 3,429 |
| 521. | 13.0% | Easton Township School District 6 / 424 |
| 522. | 13.0% | Sand Creek Community Schools / 4,181 |
| 523. | 12.9% | Three Rivers Community Schools / 17,865 |
| 524. | 12.8% | Novi Community School District / 31,389 |
| 525. | 12.7% | Buchanan Community School District / 10,007 |
| 526. | 12.5% | Powell Township Schools / 580 |
| 526. | 12.5% | DeWitt Public Schools / 14,310 |
| 528. | 12.5% | St. Joseph Public Schools / 18,789 |
| 529. | 12.4% | Lakeshore School District / 17,623 |
| 530. | 12.4% | Midland Public Schools / 52,753 |
| 531. | 12.3% | Comstock Public Schools / 16,356 |
| 532. | 12.3% | Marquette Area Public Schools / 32,190 |
| 533. | 12.2% | Saranac Community Schools / 6,869 |
| 534. | 12.1% | Jenison Public Schools / 27,505 |
| 535. | 12.0% | Rudyard Area Schools / 10,303 |
| 536. | 11.9% | Waverly Community Schools / 20,981 |
| 537. | 11.7% | N.I.C.E. Community Schools / 7,097 |
| 537. | 11.7% | Concord Community Schools / 5,466 |
| 539. | 11.7% | East Grand Rapids Public School District / 11,193 |
| 540. | 11.1% | Bessemer Area School District / 3,306 |
| 541. | 11.0% | Hudsonville Public School District / 36,136 |
| 542. | 10.8% | Parchment School District / 9,827 |
| 542. | 10.8% | Gull Lake Community Schools / 18,562 |
| 544. | 10.8% | Hagar Township School District 6 / 566 |
| 545. | 10.3% | Gwinn Area Community Schools / 9,782 |
| 546. | 9.8% | Allendale Public School District / 19,499 |
| 547. | 9.5% | Litchfield Community Schools / 3,616 |
| 548. | 8.5% | Dollar Bay-Tamarack City Area Schools / 1,669 |
| 549. | 8.3% | Sodus Township School District 5 / 256 |
| 550. | 8.2% | Freeland Community School District / 12,102 |
| 551. | 7.6% | Ishpeming Public School District / 6,738 |
| 552. | 2.6% | Colfax Township School District 1F / 229 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 40% or More of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
