| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income ▼ | School District / Population |
| 1. | 100.0% | Fort Benning Schools / 24,935 |
| 1. | 100.0% | Fort Stewart School District / 10,023 |
| 1. | 100.0% | Robins AFB School District / 1,752 |
| 4. | 62.2% | Social Circle City School District / 4,515 |
| 5. | 62.1% | Lanier County School District / 7,967 |
| 6. | 61.4% | Bacon County School District / 10,464 |
| 7. | 59.6% | Columbia County School District / 108,015 |
| 8. | 59.4% | Echols County School District / 4,157 |
| 9. | 58.6% | Bryan County School District / 30,109 |
| 10. | 57.9% | Atkinson County School District / 8,124 |
| 11. | 55.8% | Douglas County School District / 122,657 |
| 12. | 55.5% | Charlton County School District / 10,700 |
| 13. | 55.0% | Cobb County School District / 625,421 |
| 14. | 53.6% | Forsyth County School District / 157,514 |
| 15. | 53.3% | Butts County School District / 23,596 |
| 16. | 53.1% | Rockdale County School District / 81,444 |
| 17. | 52.8% | Wayne County School District / 28,954 |
| 18. | 52.3% | Jefferson City School District / 6,894 |
| 19. | 52.2% | Buford City School District / 9,478 |
| 20. | 52.1% | Burke County School District / 22,807 |
| 21. | 52.1% | Jeff Davis County School District / 13,312 |
| 22. | 51.9% | Whitfield County School District / 59,453 |
| 23. | 51.8% | Bleckley County School District / 12,584 |
| 24. | 51.8% | Bulloch County School District / 66,366 |
| 25. | 51.6% | Chattahoochee County School District / 3,665 |
| 26. | 51.3% | Montgomery County School District / 8,613 |
| 27. | 51.1% | Long County School District / 11,394 |
| 28. | 51.1% | Pelham City School District / 3,761 |
| 29. | 50.9% | Houston County School District / 129,158 |
| 30. | 50.8% | Catoosa County School District / 62,075 |
| 31. | 50.6% | Vidalia City School District / 11,153 |
| 32. | 50.2% | Lowndes County School District / 52,568 |
| 33. | 50.1% | Tattnall County School District / 23,310 |
| 34. | 49.7% | Fayette County School District / 105,303 |
| 35. | 49.5% | Dalton City School District / 32,839 |
| 36. | 49.3% | Evans County School District / 11,446 |
| 37. | 49.0% | Hart County School District / 24,088 |
| 38. | 49.0% | Henry County School District / 182,952 |
| 39. | 48.9% | Peach County School District / 26,019 |
| 40. | 48.7% | Lee County School District / 32,861 |
| 41. | 48.5% | Muscogee County School District / 174,501 |
| 41. | 48.5% | Murray County School District / 40,535 |
| 43. | 48.4% | Paulding County School District / 125,780 |
| 44. | 48.3% | Dawson County School District / 21,330 |
| 45. | 48.3% | Clarke County School District / 113,112 |
| 46. | 48.1% | Dade County School District / 16,070 |
| 47. | 48.1% | Dooly County School District / 11,641 |
| 48. | 48.1% | Treutlen County School District / 6,907 |
| 49. | 47.9% | Madison County School District / 27,735 |
| 50. | 47.7% | Hall County School District / 143,295 |
| 51. | 47.6% | White County School District / 24,702 |
| 52. | 47.6% | Camden County School District / 47,003 |
| 53. | 47.5% | Cartersville City School District / 18,217 |
| 54. | 47.4% | Dublin City School District / 17,293 |
| 55. | 47.3% | Gwinnett County School District / 757,776 |
| 56. | 47.3% | Coweta County School District / 118,531 |
| 57. | 47.2% | Glynn County School District / 74,507 |
| 58. | 47.2% | Commerce City School District / 6,277 |
| 59. | 46.9% | Morgan County School District / 18,120 |
| 60. | 46.5% | Towns County School District / 10,752 |
| 61. | 46.5% | Cherokee County School District / 201,233 |
| 62. | 46.5% | Walton County School District / 77,728 |
| 63. | 46.5% | Fulton County School District / 508,208 |
| 64. | 46.2% | Oglethorpe County School District / 13,927 |
| 65. | 46.0% | Gordon County School District / 37,665 |
| 66. | 46.0% | Fannin County School District / 22,434 |
| 67. | 46.0% | Elbert County School District / 20,574 |
| 68. | 45.9% | Effingham County School District / 50,357 |
| 69. | 45.8% | Floyd County School District / 59,272 |
| 70. | 45.6% | Pulaski County School District / 9,778 |
| 71. | 45.6% | Baker County School District / 3,810 |
| 71. | 45.6% | Oconee County School District / 31,422 |
| 73. | 45.5% | Brooks County School District / 16,324 |
| 74. | 45.5% | Rabun County School District / 16,464 |
| 75. | 45.4% | Jones County School District / 27,256 |
| 76. | 45.4% | Glascock County School District / 2,736 |
| 77. | 45.3% | Laurens County School District / 30,217 |
| 78. | 45.2% | Clayton County School District / 271,652 |
| 79. | 45.1% | Mcduffie County School District / 21,624 |
| 80. | 45.0% | Appling County School District / 17,871 |
| 81. | 45.0% | Bartow County School District / 74,273 |
| 82. | 45.0% | Toombs County School District / 16,774 |
| 83. | 44.9% | Jackson County School District / 45,473 |
| 84. | 44.3% | Worth County School District / 21,351 |
| 85. | 44.3% | Pickens County School District / 30,021 |
| 85. | 44.3% | Walker County School District / 61,745 |
| 87. | 44.2% | Franklin County School District / 21,701 |
| 88. | 44.1% | Meriwether County School District / 22,858 |
| 89. | 44.0% | Liberty County School District / 50,971 |
| 90. | 44.0% | Calhoun City School District / 14,095 |
| 91. | 43.9% | Candler County School District / 10,380 |
| 92. | 43.9% | Brantley County School District / 15,442 |
| 93. | 43.7% | Marietta City School District / 65,009 |
| 94. | 43.5% | Heard County School District / 11,423 |
| 95. | 43.4% | Irwin County School District / 10,138 |
| 96. | 43.3% | Richmond County School District / 198,079 |
| 97. | 43.2% | Newton County School District / 94,076 |
| 98. | 43.2% | Harris County School District / 28,884 |
| 99. | 43.1% | Upson County School District / 27,501 |
| 100. | 43.0% | Mitchell County School District / 20,047 |
| 101. | 42.9% | Tift County School District / 41,932 |
| 102. | 42.6% | Berrien County School District / 16,814 |
| 103. | 42.6% | Putnam County School District / 20,145 |
| 104. | 42.5% | Habersham County School District / 41,790 |
| 105. | 42.4% | Coffee County School District / 40,198 |
| 106. | 42.2% | Colquitt County School District / 44,633 |
| 107. | 42.1% | Schley County School District / 4,129 |
| 108. | 41.5% | Pierce County School District / 17,830 |
| 109. | 41.4% | Seminole County School District / 9,068 |
| 110. | 41.2% | DeKalb County School District / 677,128 |
| 111. | 41.1% | Valdosta City School District / 49,872 |
| 112. | 41.0% | Thomas County School District / 26,262 |
| 113. | 41.0% | Clinch County School District / 7,004 |
| 114. | 41.0% | Bibb County School District / 155,034 |
| 115. | 40.9% | Barrow County School District / 66,458 |
| 116. | 40.8% | Sumter County School District / 32,363 |
| 117. | 40.8% | Baldwin County School District / 46,252 |
| 118. | 40.8% | Mcintosh County School District / 11,268 |
| 119. | 40.7% | Polk County School District / 41,414 |
| 120. | 40.7% | Gilmer County School District / 28,381 |
| 121. | 40.7% | Carroll County School District / 88,100 |
| 122. | 40.7% | Wheeler County School District / 6,819 |
| 123. | 40.6% | Washington County School District / 20,608 |
| 124. | 40.5% | Randolph County School District / 7,259 |
| 125. | 40.4% | Crisp County School District / 22,062 |
| 126. | 40.4% | Thomasville City School District / 19,013 |
| 127. | 40.3% | Union County School District / 20,699 |
| 128. | 40.2% | Banks County School District / 16,388 |
| 129. | 40.2% | Greene County School District / 15,629 |
| 130. | 40.1% | Ware County School District / 35,658 |
| 131. | 40.0% | Stewart County School District / 4,638 |
| 132. | 39.7% | Monroe County School District / 24,728 |
| 133. | 39.5% | Dodge County School District / 19,695 |
| 134. | 39.4% | Stephens County School District / 25,343 |
| 135. | 39.4% | Troup County School District / 63,414 |
| 136. | 39.4% | Calhoun County School District / 6,113 |
| 137. | 39.3% | Dougherty School District / 95,330 |
| 138. | 39.1% | Pike County School District / 17,012 |
| 139. | 39.0% | Jenkins County School District / 8,532 |
| 140. | 38.5% | Haralson County School District / 23,171 |
| 141. | 38.2% | Lincoln County School District / 8,038 |
| 142. | 38.1% | Emanuel County School District / 22,620 |
| 142. | 38.1% | Marion County School District / 7,026 |
| 144. | 38.0% | Chickamauga City School District / 2,550 |
| 145. | 37.8% | Chatham County School District / 248,078 |
| 146. | 37.7% | Wilkinson County School District / 10,044 |
| 147. | 37.7% | Lamar County School District / 17,010 |
| 148. | 37.7% | Decatur County School District / 28,495 |
| 149. | 37.6% | Rome City School District / 35,967 |
| 150. | 37.5% | Early County School District / 11,812 |
| 151. | 37.1% | Webster County School District / 2,203 |
| 152. | 36.9% | Chattooga County School District / 23,825 |
| 153. | 36.7% | Terrell County School District / 10,364 |
| 154. | 36.5% | Gainesville City School District / 34,048 |
| 155. | 36.1% | Spalding County School District / 63,073 |
| 156. | 35.8% | Clay County School District / 3,156 |
| 157. | 35.6% | Twiggs County School District / 10,259 |
| 158. | 35.3% | Warren County School District / 5,887 |
| 159. | 35.0% | Crawford County School District / 12,511 |
| 160. | 35.0% | Ben Hill County School District / 17,535 |
| 161. | 34.9% | Johnson County School District / 9,202 |
| 162. | 34.8% | Jasper County School District / 13,588 |
| 163. | 34.5% | Trion City School District / 2,667 |
| 164. | 34.4% | Atlanta City School District / 515,843 |
| 165. | 34.4% | Screven County School District / 15,077 |
| 166. | 34.4% | Lumpkin County School District / 26,417 |
| 167. | 34.2% | Macon County School District / 13,397 |
| 168. | 33.8% | Grady County School District / 24,801 |
| 169. | 33.6% | Bremen City School District / 5,411 |
| 170. | 32.3% | Cook County School District / 16,419 |
| 171. | 32.2% | Wilkes County School District / 10,292 |
| 172. | 31.8% | Telfair County School District / 13,146 |
| 173. | 31.7% | Decatur City School District / 19,029 |
| 174. | 30.9% | Hancock County School District / 9,449 |
| 175. | 30.1% | Turner County School District / 9,374 |
| 176. | 29.9% | Wilcox County School District / 8,721 |
| 177. | 28.9% | Quitman County School District / 2,647 |
| 178. | 28.4% | Taylor County School District / 8,654 |
| 179. | 28.1% | Talbot County School District / 6,496 |
| 180. | 27.1% | Carrollton City School District / 22,518 |
| 181. | 26.5% | Miller County School District / 6,166 |
| 182. | 25.1% | Jefferson County School District / 16,480 |
| 183. | 22.1% | Taliaferro County School District / 1,863 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10% or Less of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
