| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income ▼ | School District / Population |
| 1. | 43.8% | Candler County School District / 10,380 |
| 2. | 42.1% | Decatur City School District / 19,029 |
| 3. | 42.0% | Chickamauga City School District / 2,550 |
| 4. | 41.4% | Trion City School District / 2,667 |
| 5. | 41.4% | Miller County School District / 6,166 |
| 6. | 39.3% | Cook County School District / 16,419 |
| 7. | 39.0% | Bremen City School District / 5,411 |
| 8. | 38.6% | Valdosta City School District / 49,872 |
| 9. | 37.9% | Lumpkin County School District / 26,417 |
| 10. | 37.8% | Pike County School District / 17,012 |
| 11. | 37.6% | Quitman County School District / 2,647 |
| 12. | 37.5% | Ware County School District / 35,658 |
| 13. | 36.7% | Crawford County School District / 12,511 |
| 14. | 36.5% | Long County School District / 11,394 |
| 15. | 36.3% | Effingham County School District / 50,357 |
| 16. | 36.0% | Seminole County School District / 9,068 |
| 17. | 35.9% | Mitchell County School District / 20,047 |
| 18. | 35.7% | Tift County School District / 41,932 |
| 19. | 35.3% | Marion County School District / 7,026 |
| 20. | 35.2% | Stephens County School District / 25,343 |
| 21. | 34.6% | Dougherty School District / 95,330 |
| 22. | 34.5% | Irwin County School District / 10,138 |
| 23. | 34.2% | Johnson County School District / 9,202 |
| 24. | 34.2% | Dawson County School District / 21,330 |
| 25. | 33.9% | Screven County School District / 15,077 |
| 26. | 33.9% | Pierce County School District / 17,830 |
| 27. | 33.8% | Marietta City School District / 65,009 |
| 28. | 33.8% | Barrow County School District / 66,458 |
| 29. | 33.8% | Jasper County School District / 13,588 |
| 30. | 33.7% | Sumter County School District / 32,363 |
| 31. | 33.5% | Upson County School District / 27,501 |
| 32. | 33.5% | Bibb County School District / 155,034 |
| 33. | 33.4% | Coweta County School District / 118,531 |
| 34. | 33.4% | Terrell County School District / 10,364 |
| 35. | 33.3% | Troup County School District / 63,414 |
| 36. | 33.1% | Jones County School District / 27,256 |
| 37. | 33.1% | Jefferson City School District / 6,894 |
| 38. | 32.9% | Telfair County School District / 13,146 |
| 39. | 32.9% | Fannin County School District / 22,434 |
| 40. | 32.8% | Cartersville City School District / 18,217 |
| 40. | 32.8% | Habersham County School District / 41,790 |
| 42. | 32.8% | Chatham County School District / 248,078 |
| 43. | 32.8% | Polk County School District / 41,414 |
| 44. | 32.7% | Oconee County School District / 31,422 |
| 45. | 32.7% | Wilcox County School District / 8,721 |
| 46. | 32.6% | Clayton County School District / 271,652 |
| 47. | 32.6% | Early County School District / 11,812 |
| 48. | 32.6% | Jeff Davis County School District / 13,312 |
| 49. | 32.5% | Walker County School District / 61,745 |
| 50. | 32.5% | Gilmer County School District / 28,381 |
| 51. | 32.5% | Chattooga County School District / 23,825 |
| 52. | 32.4% | Monroe County School District / 24,728 |
| 53. | 32.4% | Thomas County School District / 26,262 |
| 54. | 32.2% | Toombs County School District / 16,774 |
| 55. | 32.2% | Talbot County School District / 6,496 |
| 56. | 32.2% | Wilkinson County School District / 10,044 |
| 57. | 32.2% | Catoosa County School District / 62,075 |
| 58. | 32.1% | Grady County School District / 24,801 |
| 58. | 32.1% | Brantley County School District / 15,442 |
| 60. | 32.1% | Colquitt County School District / 44,633 |
| 61. | 32.0% | Carroll County School District / 88,100 |
| 62. | 31.8% | Clinch County School District / 7,004 |
| 63. | 31.8% | Franklin County School District / 21,701 |
| 64. | 31.6% | Crisp County School District / 22,062 |
| 65. | 31.6% | Floyd County School District / 59,272 |
| 66. | 31.4% | Gordon County School District / 37,665 |
| 67. | 31.4% | Warren County School District / 5,887 |
| 68. | 31.1% | Liberty County School District / 50,971 |
| 69. | 31.0% | DeKalb County School District / 677,128 |
| 70. | 30.9% | Macon County School District / 13,397 |
| 70. | 30.9% | Fayette County School District / 105,303 |
| 72. | 30.9% | Whitfield County School District / 59,453 |
| 73. | 30.8% | Lamar County School District / 17,010 |
| 73. | 30.8% | Jefferson County School District / 16,480 |
| 75. | 30.6% | Baldwin County School District / 46,252 |
| 76. | 30.5% | Pickens County School District / 30,021 |
| 77. | 30.4% | Laurens County School District / 30,217 |
| 78. | 30.4% | Worth County School District / 21,351 |
| 79. | 30.4% | Ben Hill County School District / 17,535 |
| 80. | 30.4% | Union County School District / 20,699 |
| 81. | 30.3% | Decatur County School District / 28,495 |
| 82. | 30.3% | Gainesville City School District / 34,048 |
| 83. | 30.3% | Cherokee County School District / 201,233 |
| 84. | 30.2% | Spalding County School District / 63,073 |
| 85. | 30.2% | Henry County School District / 182,952 |
| 86. | 30.1% | Coffee County School District / 40,198 |
| 87. | 30.1% | Towns County School District / 10,752 |
| 88. | 30.0% | Stewart County School District / 4,638 |
| 89. | 29.9% | Wheeler County School District / 6,819 |
| 90. | 29.9% | Jackson County School District / 45,473 |
| 91. | 29.9% | Berrien County School District / 16,814 |
| 92. | 29.9% | Dade County School District / 16,070 |
| 93. | 29.8% | Paulding County School District / 125,780 |
| 94. | 29.8% | Dalton City School District / 32,839 |
| 95. | 29.6% | Tattnall County School District / 23,310 |
| 96. | 29.5% | Richmond County School District / 198,079 |
| 97. | 29.4% | Gwinnett County School District / 757,776 |
| 98. | 29.2% | Jenkins County School District / 8,532 |
| 99. | 29.0% | Webster County School District / 2,203 |
| 100. | 29.0% | Banks County School District / 16,388 |
| 101. | 29.0% | Houston County School District / 129,158 |
| 102. | 28.9% | Elbert County School District / 20,574 |
| 102. | 28.9% | Muscogee County School District / 174,501 |
| 104. | 28.8% | Rockdale County School District / 81,444 |
| 104. | 28.8% | Wayne County School District / 28,954 |
| 106. | 28.7% | Bulloch County School District / 66,366 |
| 107. | 28.7% | Atlanta City School District / 515,843 |
| 108. | 28.6% | Baker County School District / 3,810 |
| 109. | 28.6% | Bartow County School District / 74,273 |
| 110. | 28.5% | Rome City School District / 35,967 |
| 111. | 28.5% | Hall County School District / 143,295 |
| 112. | 28.4% | Fulton County School District / 508,208 |
| 113. | 28.4% | Glynn County School District / 74,507 |
| 114. | 28.1% | Clarke County School District / 113,112 |
| 115. | 28.0% | Appling County School District / 17,871 |
| 116. | 28.0% | Bleckley County School District / 12,584 |
| 117. | 27.9% | Madison County School District / 27,735 |
| 118. | 27.9% | Newton County School District / 94,076 |
| 119. | 27.9% | Turner County School District / 9,374 |
| 120. | 27.9% | Washington County School District / 20,608 |
| 121. | 27.8% | Echols County School District / 4,157 |
| 122. | 27.7% | Calhoun City School District / 14,095 |
| 123. | 27.7% | Cobb County School District / 625,421 |
| 124. | 27.4% | Morgan County School District / 18,120 |
| 125. | 27.4% | Emanuel County School District / 22,620 |
| 126. | 27.3% | Carrollton City School District / 22,518 |
| 127. | 27.3% | Putnam County School District / 20,145 |
| 128. | 27.2% | Walton County School District / 77,728 |
| 129. | 27.2% | Treutlen County School District / 6,907 |
| 130. | 27.1% | Social Circle City School District / 4,515 |
| 131. | 27.0% | Harris County School District / 28,884 |
| 132. | 26.6% | Chattahoochee County School District / 3,665 |
| 133. | 26.5% | Rabun County School District / 16,464 |
| 134. | 26.5% | Commerce City School District / 6,277 |
| 135. | 26.5% | Taylor County School District / 8,654 |
| 136. | 26.4% | Camden County School District / 47,003 |
| 137. | 26.4% | Twiggs County School District / 10,259 |
| 138. | 26.4% | Haralson County School District / 23,171 |
| 139. | 26.2% | Forsyth County School District / 157,514 |
| 140. | 26.2% | Lee County School District / 32,861 |
| 141. | 26.1% | Lowndes County School District / 52,568 |
| 142. | 26.0% | Meriwether County School District / 22,858 |
| 143. | 26.0% | Mcduffie County School District / 21,624 |
| 144. | 25.7% | Thomasville City School District / 19,013 |
| 145. | 25.6% | Burke County School District / 22,807 |
| 146. | 25.5% | Evans County School District / 11,446 |
| 147. | 25.4% | Oglethorpe County School District / 13,927 |
| 148. | 25.2% | Wilkes County School District / 10,292 |
| 149. | 25.2% | Mcintosh County School District / 11,268 |
| 150. | 25.0% | Dodge County School District / 19,695 |
| 151. | 24.8% | Brooks County School District / 16,324 |
| 152. | 24.8% | Dooly County School District / 11,641 |
| 153. | 24.6% | Murray County School District / 40,535 |
| 154. | 24.6% | Vidalia City School District / 11,153 |
| 155. | 24.5% | Clay County School District / 3,156 |
| 156. | 24.4% | Schley County School District / 4,129 |
| 157. | 24.0% | Montgomery County School District / 8,613 |
| 158. | 24.0% | Pulaski County School District / 9,778 |
| 159. | 23.9% | Columbia County School District / 108,015 |
| 160. | 23.8% | Douglas County School District / 122,657 |
| 161. | 23.7% | Greene County School District / 15,629 |
| 162. | 23.6% | Glascock County School District / 2,736 |
| 163. | 23.4% | Calhoun County School District / 6,113 |
| 164. | 23.4% | Hart County School District / 24,088 |
| 165. | 23.3% | Butts County School District / 23,596 |
| 166. | 23.3% | Lincoln County School District / 8,038 |
| 167. | 23.2% | Lanier County School District / 7,967 |
| 168. | 22.9% | Peach County School District / 26,019 |
| 169. | 22.8% | White County School District / 24,702 |
| 170. | 22.8% | Bryan County School District / 30,109 |
| 171. | 22.8% | Heard County School District / 11,423 |
| 172. | 22.7% | Dublin City School District / 17,293 |
| 173. | 22.5% | Pelham City School District / 3,761 |
| 174. | 22.5% | Bacon County School District / 10,464 |
| 175. | 22.2% | Charlton County School District / 10,700 |
| 176. | 22.0% | Hancock County School District / 9,449 |
| 177. | 21.1% | Atkinson County School District / 8,124 |
| 178. | 19.8% | Taliaferro County School District / 1,863 |
| 179. | 19.2% | Randolph County School District / 7,259 |
| 180. | 15.6% | Buford City School District / 9,478 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
