| Rank | Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income ▼ | School District / Population |
| 1. | 48.9% | Irwin County School District / 9,642 |
| 2. | 42.3% | Miller County School District / 6,128 |
| 3. | 41.0% | Dawson County School District / 21,758 |
| 4. | 40.4% | Quitman County School District / 2,528 |
| 5. | 40.2% | Jefferson City School District / 8,587 |
| 6. | 39.0% | Decatur City School District / 19,062 |
| 7. | 38.7% | Wheeler County School District / 7,093 |
| 8. | 38.3% | Candler County School District / 10,715 |
| 9. | 38.0% | Lumpkin County School District / 28,875 |
| 10. | 37.9% | Bremen City School District / 5,995 |
| 11. | 37.8% | Valdosta City School District / 52,332 |
| 12. | 37.6% | Pike County School District / 17,411 |
| 13. | 37.3% | Terrell County School District / 9,647 |
| 14. | 37.3% | Ware County School District / 36,006 |
| 15. | 37.2% | Pierce County School District / 18,205 |
| 16. | 36.6% | Trion City School District / 2,684 |
| 17. | 36.4% | Crawford County School District / 12,821 |
| 18. | 36.0% | Chattooga County School District / 23,301 |
| 19. | 35.9% | Jasper County School District / 13,695 |
| 20. | 35.2% | Upson County School District / 27,308 |
| 21. | 35.2% | Turner County School District / 9,025 |
| 22. | 35.0% | Jones County School District / 28,292 |
| 23. | 35.0% | Baldwin County School District / 46,905 |
| 24. | 34.8% | Coweta County School District / 121,528 |
| 25. | 34.8% | Chickamauga City School District / 2,959 |
| 26. | 34.7% | Bibb County School District / 154,810 |
| 27. | 34.7% | Stewart County School District / 5,831 |
| 28. | 34.6% | Thomas County School District / 26,078 |
| 29. | 34.5% | Social Circle City School District / 4,219 |
| 30. | 34.5% | Johnson County School District / 9,967 |
| 31. | 34.4% | Dougherty School District / 94,514 |
| 32. | 34.3% | Gordon County School District / 39,064 |
| 33. | 34.3% | Walker County School District / 64,886 |
| 34. | 33.9% | Stephens County School District / 25,876 |
| 35. | 33.9% | Jackson County School District / 43,259 |
| 36. | 33.8% | Bulloch County School District / 67,298 |
| 37. | 33.8% | Tift County School District / 39,823 |
| 38. | 33.7% | Towns County School District / 10,430 |
| 39. | 33.6% | Effingham County School District / 50,513 |
| 40. | 33.5% | Fannin County School District / 23,337 |
| 41. | 33.5% | Screven County School District / 14,799 |
| 42. | 33.2% | Echols County School District / 3,973 |
| 43. | 33.2% | Walton County School District / 77,304 |
| 44. | 32.9% | Calhoun City School District / 14,995 |
| 44. | 32.9% | Chatham County School District / 256,428 |
| 46. | 32.9% | Marion County School District / 8,403 |
| 47. | 32.8% | Barrow County School District / 66,359 |
| 48. | 32.7% | Franklin County School District / 22,121 |
| 49. | 32.6% | Worth County School District / 21,712 |
| 50. | 32.6% | Putnam County School District / 20,925 |
| 51. | 32.4% | Webster County School District / 2,727 |
| 52. | 32.4% | Jefferson County School District / 16,919 |
| 53. | 32.3% | Clayton County School District / 260,156 |
| 54. | 32.3% | Monroe County School District / 25,864 |
| 55. | 32.3% | Gainesville City School District / 32,881 |
| 56. | 32.2% | Fayette County School District / 105,344 |
| 57. | 32.2% | Spalding County School District / 63,304 |
| 58. | 31.9% | Clay County School District / 2,981 |
| 59. | 31.9% | Catoosa County School District / 62,951 |
| 60. | 31.9% | Union County School District / 21,083 |
| 61. | 31.9% | Carroll County School District / 85,031 |
| 62. | 31.6% | Floyd County School District / 59,553 |
| 63. | 31.6% | Polk County School District / 41,095 |
| 64. | 31.6% | Whitfield County School District / 68,101 |
| 65. | 31.6% | Warren County School District / 5,936 |
| 66. | 31.5% | Telfair County School District / 16,052 |
| 67. | 31.4% | Liberty County School District / 54,355 |
| 68. | 31.3% | Marietta City School District / 57,244 |
| 69. | 31.3% | Macon County School District / 14,553 |
| 70. | 31.2% | Bleckley County School District / 12,937 |
| 71. | 31.2% | Early County School District / 11,286 |
| 72. | 31.1% | Oglethorpe County School District / 14,556 |
| 72. | 31.1% | Jenkins County School District / 8,400 |
| 74. | 31.1% | Lamar County School District / 17,837 |
| 75. | 31.0% | Paulding County School District / 134,875 |
| 76. | 31.0% | Rockdale County School District / 83,135 |
| 77. | 30.8% | DeKalb County School District / 637,809 |
| 78. | 30.8% | Troup County School District / 65,652 |
| 79. | 30.8% | Muscogee County School District / 175,850 |
| 79. | 30.8% | Taylor County School District / 8,875 |
| 81. | 30.6% | Habersham County School District / 42,212 |
| 82. | 30.6% | Bartow County School District / 78,222 |
| 83. | 30.5% | Colquitt County School District / 44,712 |
| 84. | 30.5% | Mitchell County School District / 19,742 |
| 85. | 30.5% | Coffee County School District / 41,647 |
| 86. | 30.3% | Cartersville City School District / 19,201 |
| 87. | 30.3% | Berrien County School District / 18,708 |
| 88. | 30.3% | Clarke County School District / 115,070 |
| 89. | 30.2% | Hall County School District / 141,549 |
| 90. | 30.1% | Dade County School District / 16,595 |
| 91. | 30.0% | Twiggs County School District / 9,385 |
| 92. | 30.0% | Atlanta City School District / 413,462 |
| 93. | 29.9% | Pickens County School District / 29,155 |
| 94. | 29.9% | Calhoun County School District / 6,488 |
| 94. | 29.9% | Richmond County School District / 198,170 |
| 96. | 29.9% | Emanuel County School District / 22,348 |
| 97. | 29.7% | Houston County School District / 133,644 |
| 97. | 29.7% | Toombs County School District / 16,766 |
| 99. | 29.5% | Henry County School District / 193,717 |
| 99. | 29.5% | Wilcox County School District / 9,041 |
| 101. | 29.5% | Lee County School District / 27,998 |
| 102. | 29.5% | Brantley County School District / 17,650 |
| 103. | 29.5% | Grady County School District / 24,738 |
| 104. | 29.5% | Cook County School District / 16,976 |
| 105. | 29.4% | Cherokee County School District / 206,283 |
| 106. | 29.4% | Sumter County School District / 32,865 |
| 107. | 29.4% | Gwinnett County School District / 766,564 |
| 108. | 29.4% | Fulton County School District / 502,020 |
| 109. | 29.2% | Madison County School District / 27,798 |
| 110. | 29.1% | Heard County School District / 11,720 |
| 111. | 29.0% | Wilkinson County School District / 9,685 |
| 112. | 28.6% | Morgan County School District / 17,741 |
| 113. | 28.6% | Gilmer County School District / 28,076 |
| 114. | 28.6% | Carrollton City School District / 24,196 |
| 115. | 28.3% | Decatur County School District / 27,920 |
| 116. | 28.3% | Seminole County School District / 8,797 |
| 117. | 28.2% | Talbot County School District / 6,920 |
| 117. | 28.2% | Laurens County School District / 31,777 |
| 119. | 28.2% | Forsyth County School District / 163,885 |
| 120. | 28.2% | Wayne County School District / 29,705 |
| 121. | 28.2% | Rome City School District / 36,257 |
| 122. | 28.1% | Glynn County School District / 77,632 |
| 123. | 28.0% | Ben Hill County School District / 17,631 |
| 124. | 27.8% | Cobb County School District / 620,158 |
| 125. | 27.6% | Dooly County School District / 14,283 |
| 126. | 27.6% | Wilkes County School District / 10,580 |
| 127. | 27.5% | Appling County School District / 18,050 |
| 127. | 27.5% | Washington County School District / 21,112 |
| 129. | 27.5% | Dalton City School District / 31,809 |
| 130. | 27.4% | Oconee County School District / 31,508 |
| 131. | 27.4% | Newton County School District / 96,801 |
| 132. | 27.4% | Meriwether County School District / 22,425 |
| 133. | 27.3% | Peach County School District / 26,883 |
| 134. | 27.3% | Tattnall County School District / 24,263 |
| 135. | 27.3% | Crisp County School District / 23,182 |
| 136. | 27.2% | Lowndes County School District / 52,584 |
| 137. | 27.2% | Camden County School District / 49,293 |
| 138. | 27.2% | Baker County School District / 3,657 |
| 139. | 27.0% | Montgomery County School District / 8,887 |
| 140. | 26.9% | Evans County School District / 10,966 |
| 141. | 26.9% | Banks County School District / 17,840 |
| 142. | 26.8% | Long County School District / 13,142 |
| 142. | 26.8% | Elbert County School District / 20,421 |
| 144. | 26.6% | Greene County School District / 15,844 |
| 144. | 26.6% | Harris County School District / 30,807 |
| 146. | 26.6% | Glascock County School District / 3,007 |
| 146. | 26.6% | Pulaski County School District / 11,632 |
| 148. | 26.5% | Rabun County School District / 16,266 |
| 149. | 26.5% | Jeff Davis County School District / 14,558 |
| 150. | 26.3% | Mcduffie County School District / 21,719 |
| 151. | 26.1% | Columbia County School District / 117,858 |
| 152. | 25.9% | Bacon County School District / 10,969 |
| 152. | 25.9% | Butts County School District / 23,401 |
| 154. | 25.8% | Dodge County School District / 21,402 |
| 155. | 25.7% | White County School District / 26,498 |
| 156. | 25.6% | Douglas County School District / 127,800 |
| 157. | 25.6% | Vidalia City School District / 10,636 |
| 158. | 25.5% | Hart County School District / 25,024 |
| 159. | 25.5% | Mcintosh County School District / 13,817 |
| 160. | 25.4% | Haralson County School District / 22,579 |
| 161. | 25.2% | Dublin City School District / 16,257 |
| 162. | 25.0% | Charlton County School District / 12,310 |
| 163. | 25.0% | Clinch County School District / 6,841 |
| 164. | 25.0% | Brooks County School District / 16,338 |
| 165. | 25.0% | Hancock County School District / 9,649 |
| 166. | 24.8% | Murray County School District / 39,925 |
| 167. | 24.4% | Thomasville City School District / 18,373 |
| 168. | 24.2% | Pelham City School District / 3,955 |
| 169. | 23.6% | Treutlen County School District / 6,835 |
| 170. | 23.6% | Taliaferro County School District / 2,041 |
| 171. | 23.1% | Buford City School District / 12,029 |
| 172. | 23.0% | Randolph County School District / 7,724 |
| 173. | 22.9% | Atkinson County School District / 8,332 |
| 174. | 22.6% | Burke County School District / 23,083 |
| 175. | 21.9% | Commerce City School District / 6,501 |
| 176. | 20.4% | Schley County School District / 4,755 |
| 177. | 20.3% | Bryan County School District / 29,039 |
| 178. | 19.4% | Chattahoochee County School District / 3,244 |
| 179. | 19.3% | Lanier County School District / 9,404 |
| 180. | 17.8% | Lincoln County School District / 8,111 |
Please note that we only rank locations with 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses without a Mortgage where Total Holding Costs 10-20% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
