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Cumberland, MD Housing

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As of 2010-2014, median price of a house in Cumberland is $91,600, which is much lower than the state average of $287,500 and is much lower than the national average of $175,700. The Cumberland median house value has grown by 51.16% since 2000. The growth rate for the price of a house in Cumberland is much lower than the state average rate of 96.92% and is higher than the national average rate of 46.91%. The median year that a house in Cumberland was built is 1944, which is older than the median year for a house built in the state which is 1975 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 5,034 Owner Occupied Houses in Cumberland, MD, #460

Cumberland, MD	91,600 USD
Maryland	287,500 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, #316

Cumberland, MD	51.16%
Maryland	96.92%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	Cumberland, MD	Maryland	U.S.
Total Housing Units	10,666, see rank, 100%	2,399,375	132,741,033
Occupied Housing Units	8,892, 83.37%, see rank	89.86%	87.55%
Owner Occupied	5,034, 47.20%, see rank	60.26%	56.34%
Renter Occupied	3,858, 36.17%, see rank	29.60%	31.21%
Vacant Housing Units	1,774, 16.63%, see rank	10.14%	12.45%
For Rent	317, 2.97%, see rank	2.24%	2.34%
For Sale Only	84, 0.79%, see rank	1.11%	1.20%
Rented or Sold, Not Occupied	93, 0.87%, see rank	0.65%	0.92%
For Seasonal, Recreational, or Occasional Use	86, 0.81%, see rank	2.35%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.03%	0.03%
Other Vacant	1,194, 11.19%, see rank	3.76%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #432

Cumberland, MD	Maryland	U.S.
1944	1975	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	Cumberland, MD	%	Maryland	U.S.
Owner-Occupied Units	5,034	100%	1,445,880	74,787,460
With a Mortgage	2,986	59.32%, see rank	75.17%	65.58%
Without a Mortgage	2,048	40.68%, see rank	24.83%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

Cumberland, MD	1,033 USD
Maryland	1,999 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	Cumberland, MD	%	Maryland	U.S.
$299 or Less	14	0.47%, see rank	0.12%	0.20%
$300 to $499	110	3.68%, see rank	0.75%	1.59%
$500 to $699	363	12.16%, see rank	1.94%	5.01%
$700 to $999	936	31.35%, see rank	5.73%	14.32%
$1,000 to $1,499	852	28.53%, see rank	18.28%	27.90%
$1,500 to $1,999	403	13.50%, see rank	23.23%	20.35%
$2,000 to $2,999	220	7.37%, see rank	31.23%	19.52%
$3,000 or More	88	2.95%, see rank	18.71%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Cumberland, MD	22.10% of the Total Income
Maryland	24.00% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Cumberland, MD	%	Maryland	U.S.
10% or Less	177	5.93%, see rank	5.74%	5.86%
10% to 20%	1,089	36.47%, see rank	30.56%	31.95%
20% to 30%	838	28.06%, see rank	29.32%	27.64%
30% to 40%	351	11.75%, see rank	14.45%	13.74%
40% or More	524	17.55%, see rank	19.55%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

Cumberland, MD	374 USD
Maryland	583 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	Cumberland, MD	%	Maryland	U.S.
$199 or Less	102	4.98%, see rank	2.62%	7.76%
$200 to $299	467	22.80%, see rank	5.55%	14.70%
$300 to $499	1,038	50.68%, see rank	28.64%	34.63%
$500 to $699	326	15.92%, see rank	29.57%	21.16%
$700 or More	115	5.62%, see rank	33.62%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Cumberland, MD	16.90% of the Total Income
Maryland	12.10% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Cumberland, MD	%	Maryland	U.S.
10% or Less	470	22.95%, see rank	41.59%	40.19%
10% to 20%	742	36.23%, see rank	30.55%	31.47%
20% to 30%	374	18.26%, see rank	11.67%	12.24%
30% to 40%	164	8.01%, see rank	5.66%	5.64%
40% or More	274	13.38%, see rank	9.55%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	Cumberland, MD	Maryland	U.S.
Total Housing Units	10,666, 100%	2,399,375	132,741,033
1-unit, Detached	6,032, 56.55%, see rank	51.72%	61.65%
1-unit, Attached	1,218, 11.42%, see rank	21.19%	5.82%
2 Units	914, 8.57%, see rank	1.60%	3.75%
3 or 4 Units	782, 7.33%, see rank	2.20%	4.43%
5 to 9 Units	736, 6.90%, see rank	4.94%	4.78%
10 or More Units	977, 9.16%, see rank	16.70%	13.08%
Mobile Home, Boat, RV, Van, etc.	7, 0.07%, see rank	1.63%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	Cumberland, MD	Maryland	U.S.
Total Housing Units	10,666, 100%	2,399,375	132,741,033
1 Room	374, 3.51%, see rank	1.15%	1.95%
2 Rooms	229, 2.15%, see rank	1.62%	2.48%
3 Rooms	1,001, 9.38%, see rank	7.62%	9.13%
4 Rooms	1,403, 13.15%, see rank	12.84%	16.60%
5 Rooms	1,793, 16.81%, see rank	14.80%	20.41%
6 Rooms	2,549, 23.90%, see rank	17.19%	18.06%
7 Rooms	1,342, 12.58%, see rank	14.01%	12.27%
8 Rooms	815, 7.64%, see rank	11.30%	8.48%
9 Rooms or More	1,160, 10.88%, see rank	19.47%	10.60%
Median Rooms	5.70, see rank	6.20	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	Cumberland, MD	Maryland	U.S.
Total Housing Units	10,666, 100%	2,399,375	132,741,033
No Bedroom	424, 3.98%, see rank	1.33%	2.17%
1 Bedroom	1,597, 14.97%, see rank	10.34%	11.16%
2 Bedrooms	2,744, 25.73%, see rank	22.38%	26.69%
3 Bedrooms	4,364, 40.92%, see rank	37.63%	39.70%
4 Bedrooms	1,164, 10.91%, see rank	21.12%	16.05%
5 or More Bedrooms	373, 3.50%, see rank	7.20%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	Cumberland, MD	Maryland	U.S.
Total Housing Units	8,892, 100%	2,155,983	116,211,092
Utility Gas	6,090, 68.49%, see rank	44.54%	48.85%
Bottled, Tank, or LP Gas	105, 1.18%, see rank	3.17%	4.86%
Electricity	2,195, 24.69%, see rank	39.67%	36.68%
Fuel Oil, Kerosene, etc.	285, 3.21%, see rank	10.31%	5.86%
Coal or Coke	24, 0.27%, see rank	0.11%	0.12%
Wood	37, 0.42%, see rank	1.37%	2.12%
Solar Energy	0, 0.00%, see rank	0.03%	0.05%
Other Fuel	103, 1.16%, see rank	0.45%	0.47%
No Fuel Used	53, 0.60%, see rank	0.35%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	Cumberland, MD	Maryland	U.S.
Occupied Units Paying Rent	3,737, 100%	682,566	39,201,928
$199 or Less	160, 4.28%, see rank	1.63%	1.50%
$200 to $299	402, 10.76%, see rank	2.77%	3.18%
$300 to $499	865, 23.15%, see rank	3.76%	7.37%
$500 to $699	977, 26.14%, see rank	5.52%	16.01%
$700 to $999	816, 21.84%, see rank	18.21%	29.17%
$1,000 to $1,499	420, 11.24%, see rank	37.53%	26.88%
$1,500 to $1,999	68, 1.82%, see rank	19.46%	9.79%
$2,000 or More	29, 0.78%, see rank	11.13%	6.10%
Median	$581, see rank	$1,218	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	Cumberland, MD	Maryland	U.S.
Occupied Housing Units	8,892, 100%	2,155,983	116,211,092
No Vehicles Available	1,561, 17.56%, see rank	9.39%	9.12%
1 Vehicles Available	3,729, 41.94%, see rank	32.90%	33.80%
2 Vehicles Available	2,555, 28.73%, see rank	36.77%	37.48%
3 or More Vehicles Available	1,047, 11.77%, see rank	20.95%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.