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Cumberland, KY Housing

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As of 2010-2014, median price of a house in Cumberland is $45,900, which is much lower than the state average of $121,600 and is much lower than the national average of $175,700. The Cumberland median house value has grown by 17.99% since 2000. The growth rate for the price of a house in Cumberland is lower than the state average rate of 40.25% and is lower than the national average rate of 46.91%. The median year that a house in Cumberland was built is 1957, which is older than the median year for a house built in the state which is 1978 and is older than the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 567 Owner Occupied Houses in Cumberland, KY, #487

Cumberland, KY	45,900 USD
Kentucky	121,600 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, #370

Cumberland, KY	17.99%
Kentucky	40.25%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	Cumberland, KY	Kentucky	U.S.
Total Housing Units	1,259, see rank, 100%	1,938,836	132,741,033
Occupied Housing Units	967, 76.81%, see rank	87.80%	87.55%
Owner Occupied	567, 45.04%, see rank	59.42%	56.34%
Renter Occupied	400, 31.77%, see rank	28.38%	31.21%
Vacant Housing Units	292, 23.19%, see rank	12.20%	12.45%
For Rent	91, 7.23%, see rank	2.04%	2.34%
For Sale Only	33, 2.62%, see rank	1.33%	1.20%
Rented or Sold, Not Occupied	104, 8.26%, see rank	1.59%	0.92%
For Seasonal, Recreational, or Occasional Use	39, 3.10%, see rank	2.24%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.03%	0.03%
Other Vacant	25, 1.99%, see rank	4.97%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #439

Cumberland, KY	Kentucky	U.S.
1957	1978	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	Cumberland, KY	%	Kentucky	U.S.
Owner-Occupied Units	567	100%	1,152,012	74,787,460
With a Mortgage	138	24.34%, see rank	60.42%	65.58%
Without a Mortgage	429	75.66%, see rank	39.58%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

Cumberland, KY	673 USD
Kentucky	1,124 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	Cumberland, KY	%	Kentucky	U.S.
$299 or Less	0	0.00%, see rank	0.45%	0.20%
$300 to $499	4	2.90%, see rank	4.00%	1.59%
$500 to $699	72	52.17%, see rank	10.65%	5.01%
$700 to $999	32	23.19%, see rank	24.79%	14.32%
$1,000 to $1,499	30	21.74%, see rank	34.58%	27.90%
$1,500 to $1,999	0	0.00%, see rank	14.86%	20.35%
$2,000 to $2,999	0	0.00%, see rank	8.07%	19.52%
$3,000 or More	0	0.00%, see rank	2.60%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Cumberland, KY	22.70% of the Total Income
Kentucky	21.20% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Cumberland, KY	%	Kentucky	U.S.
10% or Less	5	3.62%, see rank	7.42%	5.86%
10% to 20%	58	42.03%, see rank	38.63%	31.95%
20% to 30%	15	10.87%, see rank	26.40%	27.64%
30% to 40%	52	37.68%, see rank	11.52%	13.74%
40% or More	8	5.80%, see rank	15.53%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

Cumberland, KY	260 USD
Kentucky	336 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	Cumberland, KY	%	Kentucky	U.S.
$199 or Less	107	24.94%, see rank	15.39%	7.76%
$200 to $299	165	38.46%, see rank	25.19%	14.70%
$300 to $499	122	28.44%, see rank	40.30%	34.63%
$500 to $699	30	6.99%, see rank	13.29%	21.16%
$700 or More	5	1.17%, see rank	5.82%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Cumberland, KY	11.20% of the Total Income
Kentucky	10.90% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Cumberland, KY	%	Kentucky	U.S.
10% or Less	193	44.99%, see rank	45.97%	40.19%
10% to 20%	132	30.77%, see rank	30.79%	31.47%
20% to 30%	46	10.72%, see rank	10.69%	12.24%
30% to 40%	25	5.83%, see rank	4.50%	5.64%
40% or More	26	6.06%, see rank	6.79%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	Cumberland, KY	Kentucky	U.S.
Total Housing Units	1,259, 100%	1,938,836	132,741,033
1-unit, Detached	804, 63.86%, see rank	67.21%	61.65%
1-unit, Attached	5, 0.40%, see rank	2.45%	5.82%
2 Units	34, 2.70%, see rank	3.05%	3.75%
3 or 4 Units	116, 9.21%, see rank	4.01%	4.43%
5 to 9 Units	102, 8.10%, see rank	4.66%	4.78%
10 or More Units	89, 7.07%, see rank	6.39%	13.08%
Mobile Home, Boat, RV, Van, etc.	109, 8.66%, see rank	12.23%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	Cumberland, KY	Kentucky	U.S.
Total Housing Units	1,259, 100%	1,938,836	132,741,033
1 Room	148, 11.76%, see rank	1.31%	1.95%
2 Rooms	6, 0.48%, see rank	1.58%	2.48%
3 Rooms	86, 6.83%, see rank	6.92%	9.13%
4 Rooms	260, 20.65%, see rank	16.56%	16.60%
5 Rooms	223, 17.71%, see rank	22.96%	20.41%
6 Rooms	262, 20.81%, see rank	19.01%	18.06%
7 Rooms	135, 10.72%, see rank	12.52%	12.27%
8 Rooms	60, 4.77%, see rank	8.32%	8.48%
9 Rooms or More	79, 6.27%, see rank	10.81%	10.60%
Median Rooms	5.10, see rank	5.50	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	Cumberland, KY	Kentucky	U.S.
Total Housing Units	1,259, 100%	1,938,836	132,741,033
No Bedroom	148, 11.76%, see rank	1.42%	2.17%
1 Bedroom	107, 8.50%, see rank	8.44%	11.16%
2 Bedrooms	393, 31.22%, see rank	27.38%	26.69%
3 Bedrooms	476, 37.81%, see rank	44.95%	39.70%
4 Bedrooms	96, 7.63%, see rank	14.32%	16.05%
5 or More Bedrooms	39, 3.10%, see rank	3.49%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	Cumberland, KY	Kentucky	U.S.
Total Housing Units	967, 100%	1,702,235	116,211,092
Utility Gas	67, 6.93%, see rank	38.22%	48.85%
Bottled, Tank, or LP Gas	56, 5.79%, see rank	6.49%	4.86%
Electricity	685, 70.84%, see rank	50.50%	36.68%
Fuel Oil, Kerosene, etc.	104, 10.75%, see rank	1.03%	5.86%
Coal or Coke	23, 2.38%, see rank	0.25%	0.12%
Wood	32, 3.31%, see rank	2.95%	2.12%
Solar Energy	0, 0.00%, see rank	0.02%	0.05%
Other Fuel	0, 0.00%, see rank	0.30%	0.47%
No Fuel Used	0, 0.00%, see rank	0.24%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	Cumberland, KY	Kentucky	U.S.
Occupied Units Paying Rent	304, 100%	496,536	39,201,928
$199 or Less	50, 16.45%, see rank	3.01%	1.50%
$200 to $299	34, 11.18%, see rank	5.28%	3.18%
$300 to $499	106, 34.87%, see rank	15.95%	7.37%
$500 to $699	85, 27.96%, see rank	30.85%	16.01%
$700 to $999	29, 9.54%, see rank	29.97%	29.17%
$1,000 to $1,499	0, 0.00%, see rank	12.25%	26.88%
$1,500 to $1,999	0, 0.00%, see rank	1.85%	9.79%
$2,000 or More	0, 0.00%, see rank	0.83%	6.10%
Median	$409, see rank	$667	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	Cumberland, KY	Kentucky	U.S.
Occupied Housing Units	967, 100%	1,702,235	116,211,092
No Vehicles Available	105, 10.86%, see rank	7.85%	9.12%
1 Vehicles Available	529, 54.71%, see rank	33.49%	33.80%
2 Vehicles Available	232, 23.99%, see rank	38.04%	37.48%
3 or More Vehicles Available	101, 10.44%, see rank	20.62%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.