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Cumberland, IN Housing

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As of 2010-2014, median price of a house in Cumberland is $145,200, which is higher than the state average of $122,700 and is lower than the national average of $175,700. The Cumberland median house value has grown by 1.61% since 2000. The growth rate for the price of a house in Cumberland is lower than the state average rate of 30.12% and is much lower than the national average rate of 46.91%. The median year that a house in Cumberland was built is 1977, which is newer than the median year for a house built in the state which is 1972 and is about the same as the median year for a house built in the USA which is 1976.

Topics:House Value Housing Occupancy Year Structure Built Mortgage Status Mortgage Owner's Costs None-Mortgage Owner's Costs Units in Structure Rooms Bedrooms House Heating Fuel Gross Rent Vehicle Available

House Value

Median Value of a Total of 1,195 Owner Occupied Houses in Cumberland, IN, #82

Cumberland, IN	145,200 USD
Indiana	122,700 USD
U.S.	175,700 USD

Median House Price Growth Since 2000, #524

Cumberland, IN	1.61%
Indiana	30.12%
U.S.	46.91%

Ranks: $50K or Less, $50-100K, $100-150K, $150-200K, $200-300K, $300-500K, $500-1M, $1M or More

*Based on 2010-2014 data. View historical house value data.

Housing Occupancy

	Cumberland, IN	Indiana	U.S.
Total Housing Units	2,102, see rank, 100%	2,811,617	132,741,033
Occupied Housing Units	1,985, 94.43%, see rank	88.64%	87.55%
Owner Occupied	1,195, 56.85%, see rank	61.56%	56.34%
Renter Occupied	790, 37.58%, see rank	27.07%	31.21%
Vacant Housing Units	117, 5.57%, see rank	11.36%	12.45%
For Rent	36, 1.71%, see rank	2.40%	2.34%
For Sale Only	0, 0.00%, see rank	1.47%	1.20%
Rented or Sold, Not Occupied	0, 0.00%, see rank	1.24%	0.92%
For Seasonal, Recreational, or Occasional Use	0, 0.00%, see rank	1.64%	3.97%
For Migrant Workers	0, 0.00%, see rank	0.02%	0.03%
Other Vacant	81, 3.85%, see rank	4.59%	4.00%

*Based on 2010-2014 data. View historical housing occupancy data.

Year Structure Built

Median Built Year, #100

Cumberland, IN	Indiana	U.S.
1977	1972	1976

Ranks: 1995 or earlier, 1960-1969, 1970-1979, 1980-1989, 1990-2000, 2000-2010

*Based on 2010-2014 data. View historical year structure built data.

Mortgage Status

	Cumberland, IN	%	Indiana	U.S.
Owner-Occupied Units	1,195	100%	1,730,954	74,787,460
With a Mortgage	831	69.54%, see rank	68.12%	65.58%
Without a Mortgage	364	30.46%, see rank	31.88%	34.42%

*Based on 2010-2014 data. View historical mortgage status data.

Monthly Owner Costs for Housing Units with a Mortgage

Median Owner Costs, see rank

Cumberland, IN	1,212 USD
Indiana	1,119 USD
U.S.	1,522 USD

Owner Costs Distribution

Monthly Owner Costs	Cumberland, IN	%	Indiana	U.S.
$299 or Less	0	0.00%, see rank	0.35%	0.20%
$300 to $499	14	1.68%, see rank	3.15%	1.59%
$500 to $699	57	6.86%, see rank	9.90%	5.01%
$700 to $999	163	19.61%, see rank	26.58%	14.32%
$1,000 to $1,499	355	42.72%, see rank	35.46%	27.90%
$1,500 to $1,999	132	15.88%, see rank	14.79%	20.35%
$2,000 to $2,999	110	13.24%, see rank	7.60%	19.52%
$3,000 or More	0	0.00%, see rank	2.17%	11.12%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Cumberland, IN	21.90% of the Total Income
Indiana	20.40% of the Total Income
U.S.	23.70% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Cumberland, IN	%	Indiana	U.S.
10% or Less	68	8.18%, see rank	7.60%	5.86%
10% to 20%	275	33.09%, see rank	41.01%	31.95%
20% to 30%	305	36.70%, see rank	26.38%	27.64%
30% to 40%	103	12.39%, see rank	10.90%	13.74%
40% or More	80	9.63%, see rank	13.68%	20.29%

*Based on 2010-2014 data. View historical monthly owner costs for housing units with a mortgage data.

Monthly Owner Costs for Housing Units without a Mortgage

Median Owner Costs, see rank

Cumberland, IN	383 USD
Indiana	375 USD
U.S.	457 USD

Owner Costs Distribution

Monthly Owner Costs	Cumberland, IN	%	Indiana	U.S.
$199 or Less	14	3.85%, see rank	8.65%	7.76%
$200 to $299	55	15.11%, see rank	22.03%	14.70%
$300 to $499	180	49.45%, see rank	44.41%	34.63%
$500 to $699	85	23.35%, see rank	17.12%	21.16%
$700 or More	30	8.24%, see rank	7.80%	21.75%

Owner Cost as a Percentage of the Total Income, Median Percentage, see rank

Cumberland, IN	10.00% of the Total Income
Indiana	10.90% of the Total Income
U.S.	12.30% of the Total Income

Owner Cost as a Percentage of the Total Income, Distribution

	Cumberland, IN	%	Indiana	U.S.
10% or Less	196	53.85%, see rank	45.90%	40.19%
10% to 20%	146	40.11%, see rank	31.56%	31.47%
20% to 30%	10	2.75%, see rank	10.56%	12.24%
30% to 40%	0	0.00%, see rank	4.39%	5.64%
40% or More	12	3.30%, see rank	6.50%	9.16%

*Based on 2010-2014 data. View historical monthly owner costs for housing units without a mortgage data.

Units in Structure

	Cumberland, IN	Indiana	U.S.
Total Housing Units	2,102, 100%	2,811,617	132,741,033
1-unit, Detached	1,461, 69.51%, see rank	72.70%	61.65%
1-unit, Attached	223, 10.61%, see rank	3.65%	5.82%
2 Units	0, 0.00%, see rank	2.59%	3.75%
3 or 4 Units	235, 11.18%, see rank	3.58%	4.43%
5 to 9 Units	70, 3.33%, see rank	4.55%	4.78%
10 or More Units	113, 5.38%, see rank	7.83%	13.08%
Mobile Home, Boat, RV, Van, etc.	0, 0.00%, see rank	5.11%	6.49%

*Based on 2010-2014 data. View historical units in structure data.

Rooms

	Cumberland, IN	Indiana	U.S.
Total Housing Units	2,102, 100%	2,811,617	132,741,033
1 Room	0, 0.00%, see rank	1.26%	1.95%
2 Rooms	34, 1.62%, see rank	1.46%	2.48%
3 Rooms	118, 5.61%, see rank	6.64%	9.13%
4 Rooms	307, 14.61%, see rank	14.31%	16.60%
5 Rooms	345, 16.41%, see rank	21.67%	20.41%
6 Rooms	511, 24.31%, see rank	20.12%	18.06%
7 Rooms	354, 16.84%, see rank	13.67%	12.27%
8 Rooms	189, 8.99%, see rank	9.17%	8.48%
9 Rooms or More	244, 11.61%, see rank	11.69%	10.60%
Median Rooms	6.00, see rank	5.70	5.50

*Based on 2010-2014 data. View historical rooms data.

Bedrooms

	Cumberland, IN	Indiana	U.S.
Total Housing Units	2,102, 100%	2,811,617	132,741,033
No Bedroom	0, 0.00%, see rank	1.38%	2.17%
1 Bedroom	280, 13.32%, see rank	9.26%	11.16%
2 Bedrooms	511, 24.31%, see rank	26.57%	26.69%
3 Bedrooms	913, 43.43%, see rank	44.05%	39.70%
4 Bedrooms	381, 18.13%, see rank	15.33%	16.05%
5 or More Bedrooms	17, 0.81%, see rank	3.40%	4.22%

*Based on 2010-2014 data. View historical bedrooms data.

House Heating Fuel

	Cumberland, IN	Indiana	U.S.
Total Housing Units	1,985, 100%	2,492,183	116,211,092
Utility Gas	1,279, 64.43%, see rank	61.00%	48.85%
Bottled, Tank, or LP Gas	26, 1.31%, see rank	7.17%	4.86%
Electricity	680, 34.26%, see rank	27.77%	36.68%
Fuel Oil, Kerosene, etc.	0, 0.00%, see rank	0.96%	5.86%
Coal or Coke	0, 0.00%, see rank	0.14%	0.12%
Wood	0, 0.00%, see rank	2.21%	2.12%
Solar Energy	0, 0.00%, see rank	0.02%	0.05%
Other Fuel	0, 0.00%, see rank	0.46%	0.47%
No Fuel Used	0, 0.00%, see rank	0.27%	1.00%

*Based on 2010-2014 data. View historical house heating fuel data.

Gross Rent

Monthly Rental	Cumberland, IN	Indiana	U.S.
Occupied Units Paying Rent	774, 100%	716,461	39,201,928
$199 or Less	0, 0.00%, see rank	1.90%	1.50%
$200 to $299	0, 0.00%, see rank	3.46%	3.18%
$300 to $499	30, 3.88%, see rank	10.51%	7.37%
$500 to $699	236, 30.49%, see rank	27.49%	16.01%
$700 to $999	340, 43.93%, see rank	37.65%	29.17%
$1,000 to $1,499	168, 21.71%, see rank	15.48%	26.88%
$1,500 to $1,999	0, 0.00%, see rank	2.39%	9.79%
$2,000 or More	0, 0.00%, see rank	1.13%	6.10%
Median	$739, see rank	$741	$920

*Based on 2010-2014 data. View historical gross rent data.

Vehicle Available

	Cumberland, IN	Indiana	U.S.
Occupied Housing Units	1,985, 100%	2,492,183	116,211,092
No Vehicles Available	42, 2.12%, see rank	6.86%	9.12%
1 Vehicles Available	747, 37.63%, see rank	32.87%	33.80%
2 Vehicles Available	785, 39.55%, see rank	38.90%	37.48%
3 or More Vehicles Available	411, 20.71%, see rank	21.37%	19.61%

*Based on 2010-2014 data. View historical vehicle available data.