| Rank | Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income ▼ | School District / Population |
| 1. | 27.1% | Oskaloosa Public Schools Unified School District 341 / 3,513 |
| 2. | 24.1% | Peabody-Burns Unified School District 398 / 2,337 |
| 3. | 22.5% | Riley County Unified School District 378 / 4,241 |
| 4. | 22.5% | West Franklin Unified School District 287 / 5,365 |
| 5. | 21.6% | Moundridge Unified School District 423 / 3,599 |
| 6. | 20.8% | Columbus Unified School District 493 / 7,385 |
| 7. | 20.7% | El Dorado Unified School District 490 / 14,189 |
| 8. | 20.4% | Flinthills Unified School District 492 / 1,379 |
| 9. | 20.2% | McLouth Unified School District 342 / 3,321 |
| 10. | 19.8% | Uniontown Unified School District 235 / 2,557 |
| 11. | 19.7% | Logan Unified School District 326 / 1,056 |
| 12. | 19.5% | Copeland Unified School District 476 / 867 |
| 13. | 19.2% | Bonner Springs Unified School District 204 / 13,705 |
| 14. | 18.9% | Chase-Raymond Unified School District 401 / 905 |
| 15. | 18.8% | Haviland Unified School District 474 / 894 |
| 16. | 18.6% | Lyons Unified School District 405 / 4,245 |
| 17. | 18.4% | Southeast of Saline Unified School District 306 / 3,305 |
| 18. | 18.4% | Belle Plaine Unified School District 357 / 3,142 |
| 19. | 18.2% | Anthony-Harper Unified School District 361 / 4,939 |
| 20. | 18.2% | Hamilton Unified School District 390 / 595 |
| 21. | 18.2% | Garden City Unified School District 457 / 33,594 |
| 22. | 18.1% | Little River Unified School District 444 / 1,485 |
| 23. | 17.9% | Twin Valley Unified School District 240 / 2,695 |
| 24. | 17.7% | Turner Unified School District 202 / 18,796 |
| 25. | 17.7% | Woodson Unified School District 366 / 2,738 |
| 26. | 17.6% | Wellsville Unified School District 289 / 4,796 |
| 27. | 17.6% | Central Heights Unified School District 288 / 2,690 |
| 28. | 17.2% | Jefferson County North Unified School District 339 / 2,293 |
| 29. | 17.2% | Dexter Unified School District 471 / 686 |
| 30. | 17.1% | Geary County Schools Unified School District 475 / 41,849 |
| 31. | 17.0% | Mulvane Unified School District 263 / 9,385 |
| 32. | 16.8% | Ingalls Unified School District 477 / 902 |
| 32. | 16.8% | Baldwin City Unified School District 348 / 8,185 |
| 34. | 16.8% | Morris County Unified School District 417 / 4,932 |
| 35. | 16.6% | Lincoln Unified School District 298 / 2,466 |
| 36. | 16.4% | Circle Unified School District 375 / 9,317 |
| 37. | 16.4% | Easton Unified School District 449 / 3,716 |
| 38. | 16.3% | Royal Valley Unified School District 337 / 4,661 |
| 39. | 16.3% | Chautauqua County Community Unified School District 286 / 2,709 |
| 39. | 16.3% | Piper Unified School District 203 / 10,672 |
| 41. | 16.2% | Fredonia Unified School District 484 / 4,316 |
| 42. | 16.2% | Phillipsburg Unified School District 325 / 3,461 |
| 43. | 16.1% | Name N/A / 6,643 |
| 44. | 15.9% | LaCrosse Unified School District 395 / 2,354 |
| 45. | 15.8% | Fowler Unified School District 225 / 749 |
| 46. | 15.7% | Colby Public Schools Unified School District 315 / 6,663 |
| 47. | 15.7% | Stanton County Unified School District 452 / 2,200 |
| 48. | 15.6% | Tonganoxie Unified School District 464 / 10,219 |
| 49. | 15.6% | Stockton Unified School District 271 / 2,001 |
| 50. | 15.6% | Renwick Unified School District 267 / 8,718 |
| 51. | 15.6% | South Haven Unified School District 509 / 699 |
| 52. | 15.5% | Fort Scott Unified School District 234 / 12,356 |
| 53. | 15.5% | Rural Vista Unified School District 481 / 2,339 |
| 54. | 15.5% | Oberlin Unified School District 294 / 2,712 |
| 55. | 15.5% | Syracuse Unified School District 494 / 2,656 |
| 56. | 15.4% | North Jackson Unified School District 335 / 2,062 |
| 57. | 15.2% | Ottawa Unified School District 290 / 14,440 |
| 58. | 15.2% | Conway Springs Unified School District 356 / 3,120 |
| 59. | 15.1% | Osawatomie Unified School District 367 / 6,254 |
| 60. | 14.9% | Beloit Unified School District 273 / 5,042 |
| 61. | 14.8% | Leavenworth Unified School District 453 / 26,946 |
| 62. | 14.6% | Chetopa-St. Paul Unified School District 505 / 3,008 |
| 63. | 14.5% | Quinter Public Schools Unified School District 293 / 1,476 |
| 64. | 14.5% | Elkhart Unified School District 218 / 2,439 |
| 65. | 14.4% | Wabaunsee East Unified School District 330 / 3,390 |
| 66. | 14.3% | Moscow Public Schools Unified School District 209 / 905 |
| 66. | 14.3% | Triplains Unified School District 275 / 654 |
| 66. | 14.3% | Oswego Unified School District 504 / 2,457 |
| 69. | 14.2% | Garnett Unified School District 365 / 6,790 |
| 70. | 13.9% | Smoky Valley Unified School District 400 / 5,792 |
| 71. | 13.9% | Kansas City Unified School District 500 / 114,354 |
| 72. | 13.9% | Silver Lake Unified School District 372 / 3,717 |
| 73. | 13.8% | Gardner Edgerton Unified School District 231 / 24,488 |
| 74. | 13.8% | Louisburg Unified School District 416 / 9,076 |
| 75. | 13.8% | Name N/A / 3,392 |
| 76. | 13.7% | Derby Unified School District 260 / 34,316 |
| 77. | 13.7% | Haysville Unified School District 261 / 22,528 |
| 78. | 13.7% | Galena Unified School District 499 / 3,637 |
| 79. | 13.6% | Norton Community Schools Unified School District 211 / 5,032 |
| 80. | 13.6% | Pike Valley Unified School District 426 / 1,288 |
| 81. | 13.6% | Atchison Public Schools Unified School District 409 / 12,362 |
| 82. | 13.5% | Plainville Unified School District 270 / 2,406 |
| 83. | 13.4% | Pretty Prairie Unified School District 311 / 1,839 |
| 84. | 13.3% | Shawnee Heights Unified School District 450 / 20,491 |
| 85. | 13.3% | Lansing Unified School District 469 / 14,428 |
| 86. | 13.2% | De Soto Unified School District 232 / 31,093 |
| 86. | 13.2% | Valley Center Public Schools Unified School District 262 / 13,083 |
| 88. | 13.2% | Clearwater Unified School District 264 / 5,963 |
| 89. | 13.2% | Otis-Bison Unified School District 403 / 1,291 |
| 90. | 13.2% | Osage City Unified School District 420 / 3,684 |
| 91. | 13.1% | Troy Public Schools Unified School District 429 / 1,826 |
| 91. | 13.1% | Wamego Unified School District 320 / 7,298 |
| 93. | 13.0% | Pratt Unified School District 382 / 8,458 |
| 94. | 13.0% | Holton Unified School District 336 / 5,783 |
| 95. | 13.0% | Rose Hill Public Schools Unified School District 394 / 8,038 |
| 96. | 13.0% | Labette County Unified School District 506 / 7,186 |
| 97. | 12.9% | Mill Creek Valley Unified School District 329 / 3,699 |
| 98. | 12.9% | Hays Unified School District 489 / 24,210 |
| 99. | 12.9% | Wichita Unified School District 259 / 327,151 |
| 100. | 12.9% | Hiawatha Unified School District 415 / 5,753 |
| 101. | 12.8% | Sedgwick Public Schools Unified School District 439 / 2,206 |
| 102. | 12.8% | Haven Public Schools Unified School District 312 / 5,775 |
| 102. | 12.8% | Eureka Unified School District 389 / 4,611 |
| 104. | 12.8% | Cheney Unified School District 268 / 3,504 |
| 105. | 12.8% | Seaman Unified School District 345 / 20,641 |
| 106. | 12.7% | Neodesha Unified School District 461 / 3,510 |
| 106. | 12.7% | Santa Fe Trail Unified School District 434 / 5,730 |
| 108. | 12.6% | Marais des Cygnes Valley Unified School District 456 / 1,529 |
| 108. | 12.6% | Clay Center Unified School District 379 / 8,348 |
| 108. | 12.6% | Goodland Unified School District 352 / 5,955 |
| 111. | 12.6% | North Ottawa County Unified School District 239 / 3,399 |
| 111. | 12.6% | Chanute Public Schools Unified School District 413 / 11,013 |
| 113. | 12.6% | Dodge City Unified School District 443 / 30,521 |
| 114. | 12.5% | Cherokee Unified School District 247 / 4,555 |
| 115. | 12.5% | Lawrence Unified School District 497 / 92,321 |
| 116. | 12.4% | Russell County Unified School District 407 / 5,620 |
| 117. | 12.3% | Paola Unified School District 368 / 11,517 |
| 118. | 12.2% | South Brown County Unified School District 430 / 3,604 |
| 119. | 12.2% | Inman Unified School District 448 / 2,615 |
| 120. | 12.2% | Topeka Public Schools Unified School District 501 / 96,436 |
| 120. | 12.2% | Basehor-Linwood Unified School District 458 / 11,756 |
| 122. | 12.1% | Rock Creek Unified School District 323 / 4,765 |
| 123. | 12.1% | Manhattan Unified School District 383 / 60,794 |
| 124. | 12.1% | Name N/A / 3,911 |
| 125. | 12.0% | Burlingame Public School Unified School District 454 / 1,520 |
| 126. | 12.0% | Leoti Unified School District 467 / 2,239 |
| 127. | 11.8% | Burlington Unified School District 244 / 3,965 |
| 128. | 11.8% | Baxter Springs Unified School District 508 / 4,849 |
| 129. | 11.7% | Concordia Unified School District 333 / 6,989 |
| 130. | 11.7% | Douglass Public Schools Unified School District 396 / 3,930 |
| 131. | 11.7% | Hutchinson Public Schools Unified School District 308 / 34,187 |
| 132. | 11.6% | Salina Unified School District 305 / 49,291 |
| 133. | 11.6% | Newton Unified School District 373 / 22,554 |
| 134. | 11.5% | Lyndon Unified School District 421 / 2,943 |
| 134. | 11.5% | Montezuma Unified School District 371 / 1,518 |
| 136. | 11.5% | Augusta Unified School District 402 / 12,098 |
| 137. | 11.4% | Fort Larned Unified School District 495 / 6,687 |
| 137. | 11.4% | Wheatland Unified School District 292 / 995 |
| 139. | 11.4% | Argonia Public Schools Unified School District 359 / 1,116 |
| 140. | 11.3% | Kaw Valley Unified School District 321 / 7,526 |
| 141. | 11.3% | Chase County Unified School District 284 / 2,823 |
| 142. | 11.2% | Shawnee Mission Public Schools Unified School District / 221,902 |
| 143. | 11.1% | Spring Hill Unified School District 230 / 11,536 |
| 143. | 11.1% | Hesston Unified School District 460 / 4,641 |
| 145. | 11.0% | Kinsley-Offerle Unified School District 347 / 2,126 |
| 146. | 11.0% | Cimarron-Ensign Unified School District 102 / 3,438 |
| 147. | 11.0% | Solomon Unified School District 393 / 2,101 |
| 148. | 11.0% | Blue Valley Unified School District 229 / 113,344 |
| 149. | 10.9% | Osborne County Unified School District 392 / 2,144 |
| 150. | 10.9% | Abilene Unified School District 435 / 8,698 |
| 151. | 10.9% | Olathe Unified School District 233 / 147,552 |
| 152. | 10.7% | Paradise Unified School District 399 / 698 |
| 153. | 10.7% | Buhler Unified School District 313 / 13,371 |
| 154. | 10.7% | Atchison County Community Schools Unified School District 377 / 4,469 |
| 155. | 10.6% | Jayhawk Unified School District 346 / 3,222 |
| 156. | 10.6% | Coffeyville Unified School District 445 / 13,327 |
| 156. | 10.6% | Holcomb Unified School District 363 / 2,816 |
| 158. | 10.6% | Scott County Unified School District 466 / 4,876 |
| 159. | 10.6% | Valley Heights Unified School District 498 / 2,211 |
| 160. | 10.6% | Perry Public Schools Unified School District 343 / 5,701 |
| 161. | 10.5% | Attica Unified School District 511 / 910 |
| 161. | 10.5% | Hill City Unified School District 281 / 2,407 |
| 163. | 10.5% | Goddard Unified School District 265 / 26,583 |
| 164. | 10.3% | Jefferson West Unified School District 340 / 5,282 |
| 165. | 10.2% | Nickerson Unified School District 309 / 7,603 |
| 166. | 10.2% | Unified School District 111 / 2,717 |
| 167. | 10.2% | Ellsworth Unified School District 327 / 4,995 |
| 168. | 10.1% | Prairie View Unified School District 362 / 5,697 |
| 169. | 10.1% | North Central - Washington Schools Unified School District 108 / 2,670 |
| 170. | 10.1% | Sterling Unified School District 376 / 2,998 |
| 171. | 10.1% | Southern Lyon County Unified School District 252 / 2,887 |
| 172. | 10.0% | Auburn-Washburn Unified School District 437 / 33,907 |
| 173. | 10.0% | Winfield Unified School District 465 / 15,088 |
| 174. | 10.0% | Emporia Unified School District 253 / 27,854 |
| 175. | 9.9% | Onaga-Havensville-Wheaton Unified School District 322 / 2,202 |
| 176. | 9.9% | Sylvan Grove Unified School District 299 / 1,856 |
| 177. | 9.9% | Cherryvale Unified School District 447 / 4,286 |
| 178. | 9.9% | Stafford Unified School District 349 / 1,406 |
| 179. | 9.8% | Caney Valley Unified School District 436 / 4,437 |
| 180. | 9.8% | Wellington Unified School District 353 / 9,450 |
| 181. | 9.7% | North Lyon County Unified School District 251 / 3,240 |
| 182. | 9.7% | Valley Falls Unified School District 338 / 2,317 |
| 183. | 9.7% | Cedar Vale Unified School District 285 / 778 |
| 183. | 9.7% | Name N/A / 3,527 |
| 185. | 9.7% | Maize Unified School District 266 / 33,976 |
| 185. | 9.7% | Ell-Saline Unified School District 307 / 1,691 |
| 187. | 9.6% | Marmaton Valley Unified School District 256 / 1,723 |
| 188. | 9.5% | Pleasanton Unified School District 344 / 1,905 |
| 189. | 9.5% | McPherson Unified School District 418 / 14,743 |
| 190. | 9.4% | Iola Unified School District 257 / 8,648 |
| 191. | 9.3% | Victoria Unified School District 432 / 1,834 |
| 192. | 9.3% | Udall Unified School District 463 / 2,431 |
| 193. | 9.2% | WaKeeney Unified School District 208 / 2,843 |
| 193. | 9.2% | Pawnee Heights Unified School District 496 / 835 |
| 195. | 9.1% | Kingman-Norwich Unified School District 331 / 6,302 |
| 196. | 9.1% | Liberal Unified School District 480 / 21,219 |
| 197. | 9.1% | Parsons Unified School District 503 / 10,280 |
| 198. | 8.9% | Waconda Unified School District 272 / 2,733 |
| 199. | 8.9% | Leroy-Gridley Unified School District 245 / 1,825 |
| 200. | 8.8% | Andover Unified School District 385 / 22,506 |
| 201. | 8.8% | Lebo-Waverly Unified School District 243 / 2,778 |
| 202. | 8.8% | Rawlins County Unified School District 105 / 2,151 |
| 203. | 8.7% | Cheylin Unified School District 103 / 1,086 |
| 204. | 8.6% | Golden Plains Unified School District 316 / 926 |
| 205. | 8.5% | Girard Unified School District 248 / 5,246 |
| 205. | 8.5% | Herington Unified School District 487 / 3,018 |
| 207. | 8.5% | Pittsburg Unified School District 250 / 22,820 |
| 208. | 8.5% | Centre Unified School District 397 / 1,640 |
| 209. | 8.4% | Satanta Unified School District 507 / 1,824 |
| 209. | 8.4% | Canton-Galva Unified School District 419 / 3,021 |
| 211. | 8.4% | Smith Center Unified School District 237 / 2,894 |
| 212. | 8.3% | Greensburg Unified School District 422 / 1,612 |
| 213. | 8.3% | Chapman Unified School District 473 / 6,136 |
| 214. | 8.3% | South Barber Unified School District 255 / 1,645 |
| 215. | 8.2% | St. Francis Community Schools Unified School District 297 / 2,042 |
| 216. | 8.2% | Barber County North Unified School District 254 / 3,083 |
| 217. | 8.1% | Madison-Virgil Unified School District 386 / 1,304 |
| 218. | 7.9% | Dighton Unified School District 482 / 1,332 |
| 219. | 7.8% | Bucklin Unified School District 459 / 1,735 |
| 220. | 7.8% | Kismet-Plains Unified School District 483 / 3,078 |
| 221. | 7.7% | Cunningham Unified School District 332 / 1,247 |
| 222. | 7.7% | Minneola Unified School District 219 / 921 |
| 223. | 7.7% | Hoisington Unified School District 431 / 3,756 |
| 223. | 7.7% | Independence Unified School District 446 / 13,864 |
| 225. | 7.6% | Erie Unified School District 101 / 3,416 |
| 226. | 7.6% | Palco Unified School District 269 / 907 |
| 227. | 7.5% | Ellis Unified School District 388 / 2,508 |
| 228. | 7.4% | Western Plains Unified School District 106 / 1,500 |
| 229. | 7.4% | Blue Valley Unified School District 384 / 2,065 |
| 230. | 7.4% | Republic County - Hillcrest Rural Schools Unified School District 109 / 3,676 |
| 231. | 7.3% | Eudora Unified School District 491 / 7,344 |
| 232. | 7.2% | Barnes Unified School District 223 / 2,582 |
| 233. | 7.2% | Halstead Unified School District 440 / 4,375 |
| 234. | 7.1% | Fairfield Unified School District 310 / 2,179 |
| 235. | 7.0% | Riverton Unified School District 404 / 4,109 |
| 236. | 6.9% | Great Bend Unified School District 428 / 18,785 |
| 237. | 6.8% | Northern Valley Unified School District 212 / 959 |
| 238. | 6.7% | Greeley County Schools Unified School District 200 / 1,234 |
| 239. | 6.7% | Clifton-Clyde Unified School District 224 / 1,857 |
| 240. | 6.7% | Vermillion Unified School District 380 / 2,606 |
| 241. | 6.5% | Goessel Unified School District 411 / 1,661 |
| 242. | 6.4% | Sublette Unified School District 374 / 2,171 |
| 242. | 6.4% | West Elk Unified School District 282 / 2,245 |
| 244. | 6.3% | Meade Unified School District 226 / 2,312 |
| 245. | 6.0% | Crest Unified School District 479 / 1,506 |
| 246. | 6.0% | Ashland Unified School District 220 / 1,366 |
| 246. | 6.0% | Arkansas City Unified School District 470 / 16,587 |
| 248. | 6.0% | Remington-Whitewater Unified School District 206 / 3,411 |
| 249. | 6.0% | Altoona-Midway Unified School District 387 / 2,019 |
| 250. | 5.9% | Spearville Unified School District 381 / 1,098 |
| 250. | 5.9% | Rock Hills Unified School District 107 / 2,822 |
| 252. | 5.9% | Frontenac Public Schools Unified School District 249 / 3,801 |
| 253. | 5.7% | Marion-Florence Unified School District 408 / 3,510 |
| 254. | 5.6% | Caldwell Unified School District 360 / 1,650 |
| 255. | 5.5% | Hugoton Public Schools Unified School District 210 / 4,772 |
| 256. | 5.4% | Weskan Unified School District 242 / 380 |
| 257. | 5.1% | Ellinwood Public Schools Unified School District 355 / 2,830 |
| 258. | 5.1% | Oakley Unified School District 274 / 2,376 |
| 258. | 5.1% | Northeast Unified School District 246 / 4,257 |
| 260. | 5.0% | Ulysses Unified School District 214 / 7,804 |
| 261. | 5.0% | Deerfield Unified School District 216 / 843 |
| 262. | 4.8% | Lakin Unified School District 215 / 3,109 |
| 263. | 4.7% | Unified School District 110 / 1,709 |
| 264. | 4.7% | Southern Cloud Unified School District 334 / 1,410 |
| 265. | 4.6% | Oxford Unified School District 358 / 1,956 |
| 266. | 4.5% | Central Unified School District 462 / 1,788 |
| 267. | 4.0% | Durham-Hillsboro-Lehigh Unified School District 410 / 4,186 |
| 268. | 3.9% | Jetmore Unified School District 227 / 1,934 |
| 269. | 3.8% | Macksville Unified School District 351 / 1,181 |
| 270. | 3.8% | Lewis Unified School District 502 / 776 |
| 271. | 3.4% | St. John-Hudson Unified School District 350 / 1,931 |
| 272. | 3.1% | Comanche County Unified School District 300 / 1,893 |
| 273. | 3.0% | Bluestem Unified School District 205 / 4,173 |
| 274. | 2.7% | Burrton Unified School District 369 / 1,470 |
| 275. | 2.6% | Grinnell Public Schools Unified School District 291 / 629 |
| 276. | 2.5% | Ness City Unified School District 303 / 1,628 |
| 277. | 2.1% | Rolla Unified School District 217 / 768 |
| 278. | 2.0% | Humboldt Unified School District 258 / 2,780 |
| 279. | 2.0% | Brewster Unified School District 314 / 503 |
| 280. | 1.2% | Marysville Unified School District 364 / 5,441 |
| 281. | 0.8% | Skyline Schools Unified School District 438 / 1,373 |
| 282. | 0.7% | Elk Valley Unified School District 283 / 939 |
Please note that we only rank locations with 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data. The rank above might not be a complete list. Locations without 'Percentage of Houses with a Mortgage where Total Holding Costs 30-40% of Owner Income' data are not listed.
*ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.
